Posts in category: Finance

Gold increased value advantages? Much of the supply of gold in the market since the 1990s has come from sales of gold bullion from the vaults of global central banks. This selling by global central banks slowed greatly in 2008. At the same time, production of new gold from mines had been declining since 2000. According to BullionVault.com, annual gold-mining output fell from 2,573 metric tons in 2000 to 2,444 metric tons in 2007 (however, according to Goldsheetlinks.com, gold saw a rebound in production with output hitting nearly 2,700 metric tons in 2011.) It can take from five to 10 years to bring a new mine into production. As a general rule, reduction in the supply of gold increases gold prices.

“As gold keeps breaking new records…the fundamental factors behind the trend remain clear: increased worries about the solidness of U.S. public finances; the lack of any serious government plan to resolve long standing issues related to the future of the social security system; eroding credibility of the U.S. motto about a strong dollar; the general weakness in the fundamentals of the global economy” [all of which make the] purchasing of gold…a store of value that thrives when uncertainty, insecurity, and fear rule the global economy. Furthermore, when we recall the never ending speculations about the U.S. dollar’s demise, it is only natural that the metal will find attention regardless of the price tag, until a bubble develops [but] we are apparently very far from that turning point.

One of the major reasons for making any financial investment is that you consider it as a backup if in case you need it in future and gold is one of the most of the easy to liquidate the hard asset. In case you happen to be in need to use your gold to make your ends meet, you just have to sell it to the buyer you prefer. There are always buyers ready to buy the gold. But keep in mind the return rate is not exactly what you expect, instead, it is opposite especially in the case of physical gold, you get less than what you invest. Like we mentioned above, gold has a lot of significance in Indian culture but we are not talking of emotions here, in fact, financial investment is not a matter of heart but Mind and thus, let us take a look at all the practical reason that make gold a suitable investment medium over other options.

Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Is Gold A Good Investment? Gold is a good investment for those looking to diversify their existing portfolios. The performance of gold is often the opposite of traditional investments like stocks and bonds. When these assets perform negatively, the value of gold generally increases. This trend has led many investors to think of gold as a safe investment, while further highlighting its importance in a diverse portfolio. A great example of this trend can be seen by looking at the value of gold throughout 2020 — when gold reached its highest price in the last seven years. Find additional info at https://medium.com/@ken_poirot/money-investing-in-gold-30bdd58d4433.

Investors can invest in gold through exchange-traded funds (ETFs), buying stock in gold miners and associated companies, and buying physical product. These investors have as many reasons for investing in the metal as they do methods to make those investments. Some argue that gold is a barbaric relic that no longer holds the monetary qualities of the past. In a modern economic environment, paper currency is the money of choice. They contend that gold’s only benefit is the fact that it is a material that is used in jewelry. On the other end of the spectrum are those that assert gold is an asset with various intrinsic qualities that make it unique and necessary for investors to hold in their portfolios.

Non-dilutive supply model with Omphalos? OMPL will connect to Polkadot network for cross-chain interoperability, enabling OMPL asset and data to move between multiple blockchains. OMPL is a community led and operated project, everyone has power to govern and vote on proposals for future development. OMPL has an anti-inflation mechanism for maintaining a stable purchasing power of equivalent to $1 USDT. OMPL protocol adapts an elastic supply model and automatically adjusts supply with rebasing. Price goes up, wallet balances increase; when price goes down, balances decrease. OMPL enables self-executing smart contract and automatic distribution based on price data from decentralized CPI Oracle. OMPL holders own a part of the network, and their percentage of ownerships will remain fixed with non-dilutive supply model.

Omphalos protocol automatically adjust the supply of the token in order to achieve supply-price equilibrium. When price is above the $1.06 threshold, wallet balances automatically increase. When price drops below the $0.96 threshold, wallet balances automatically decrease. This adjustment mechanism is called a “Rebase”. It is directly programmed into the OMPL smart contracts and will happen roughly in every 24 hours. The changes in balance will reflect automatically on holder’s wallet balances. No staking is needed.

Omphalos (OMPL) is a revolutionary stable coin protocol for decentralized finance, one that is different than Bitcoin and thousands of other cryptocurrencies in the market. While bitcoin suffers from huge price volatility due to its finite inelastic supply, very often prices can go up and down dramatically in a short period of time, making it unsuitable to act as a stable medium of transaction for decentralized financial applications (DeFi App). However, Omphalos protocol overcomes this limitation by adjusting the total supply in every 24 hours based on gathered price oracle information, therefore maintaining the price at a stable and healthy range. Discover more info at Omphalos.

While the total supply will change constantly to maintain the price equilibrium, the initial total supply will be capped at 100 million OMPL. Are team wallets locked? Yes, they are locked in a time released contract for two years. The tokens will be vested at a rate of 10% each 60 days. How often does a rebase happen? The rebase will happen only one time a day, approximately every 24 hours.

The biggest problems of Ampleforth turned out to be its centralization and inability to provide a more user-oriented mode of governance. Furthermore, Ampleforth gained some bad press due to glitches occurring while listing the token on exchanges. Ampleforth made one thing obvious: the fact that the crypto community desperately needs a next-generation stablecoin with extensive, expanded functionalities. Omphalos Protocol will be employing a fork of the sophisticated Polkadot governance system, which will ensure all updates to the Omphalos protocol happen entirely on-chain based on a set of rules, through community stake-weighted voting. The protocol is driven by algorithms and smart contracts, and governed in every aspect by the community. Omphalos owners are not powerless token holders, but powerful council members responsible for on-chain voting on all project-related matters, even the most important ones such as protocol upgrades and network parameter updates. Discover even more info on this website.

Investment return recommendations for 2021 : Even those investors focused primarily on growth rather than steady income can benefit from choosing gold stocks that demonstrate historically strong dividend performance. Stocks that pay dividends tend to show higher gains when the sector is rising and fare better – on average, nearly twice as well – than non-dividend-paying stocks when the overall sector is in a downturn. The mining sector, which includes companies that extract gold, can experience high volatility. When evaluating the dividend performance of gold stocks, consider the company’s performance over time in regard to dividends. Factors such as the company’s history of paying dividends and the sustainability of its dividend payout ratio are two key elements to examine in the company’s balance sheet and other financial statements.

People make investments to arrange for a source of income for their post-retirement life or for their children. Gold investment is not the one made for this specific purpose as you invest in gold once and you sell the gold once, there is no continuous profit involved that flows into your pockets. So, Gold probably is one of the best hard assets but when it comes to investing in an income, it fails. How can you Invest in Gold in 2020? There are multiple ways of investing in gold and in this section, we are precisely going to talk about that along with information for how much beneficial or safe is it to invest in each of the options.

Alf Field has been called the “world’s best gold analyst.” He is well known for his many spot-on predictions in the precious metals market and these are some of his determinations regarding the future price of gold: “In the 1970’s bull market, gold increased from a low of $35 to a peak of $850, a massive 24.3 times the low price. If the current bull market was to be of the same order, then one could project an ultimate peak of $6,221(gold’s low price in the current cycle of $256 x 24.3). Field outlined in an article back in August 2003 his conviction, which he referred to again in his concluding November 2008 article on the subject of Elliott Wave and the gold price, “that the world, and especially the USA, was heading for a major financial crisis that would be so powerful that it would overwhelm all other factors [which] I referred to as the ‘Big Kahuna’ crisis. I anticipated that the Big Kahuna would give rise to the risk of a systemic meltdown, which would result in the authorities ‘throwing money at problems’, bailing out all the banks and large corporations that got into trouble.

Even though gold no longer backs the U.S. dollar (or other worldwide currencies for that matter), it still carries importance in today’s society. It is still important to the global economy. To validate this point, there is no need to look further than the balance sheets of central banks and other financial organizations, such as the International Monetary Fund. Presently, these organizations are responsible for holding almost one-fifth of the world’s supply of above-ground gold.6? In addition, several central banks have added to their present gold reserves, reflecting concerns about the long-term global economy. Read even more information at https://medium.com/@ken_poirot/investing-return-for-investment-5a305dcc156c.

In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast.

You may be familiar with the popularity of gold coins from infomercials and other advertisements. This form of buying and selling gold is well-known, and often more convenient than gold bars due to their smaller size. Investors can purchase gold coins from collectors or private dealers, and eventually sell for a profit. Dealers are located in most cities making gold coins easy to come by. Occasionally, you may run into gold coins that are marked up due to their collector’s value. The collector’s value can make them more expensive than the actual base value of the gold. Most casual investors will avoid these and focus on more widely circulated coins unless they are interested in becoming collectors as well. A few common examples are the U.S. eagle and the Canadian maple leaf.

Medical spa consumer financing and VIP Financing Solutions consumer complaints? Over 60% of Americans cannot qualify for conventional store credit products. The VIP alternative financing system can turn those shoppers into buyers with effective long-term and short-term financing. Poor credit, no credit – no worries! We coordinate with multiple lenders willing to work any consumer application. Don’t lose one more dollar of profit to larger companies that offer financing to customers – become one of them with our consumer financial services.

VIP Financing Solutions consumer complaints: We specialize in State-of-the-Art Consumer Financing Technologies. Allowing for Maximum Customer Approvals, with No Merchant Processing Fees. VIP Financing Solutions is not a financing company, we are a network of over 500 lenders, banks, non-banks and processing companies. Your business will be placed with financing options that offer the highest customer approval rates in the nation, while eliminating fees. Funds are paid within 24-48 hours to the business, not to the customer. Not all options are available to every business type.

We offer several pet financing products that will help you add more value while also improving your cash flow. Depending on your needs you can extend customers alternative financing or easy standard financing. Our process is fast and requires no paperwork. This means that customers applying for pet financing won’t hold up your line, and that even customers with low credit scores stand an excellent chance of getting financing. You didn’t decide to own and run a pet store because you loved worrying about paying your bills or the best ways to handle customer financing. Let us take care of the customer financing so you can get back to what you do best, helping your customers find the perfect pet, all while you enjoy increased profits.

Every month you are under enormous pressure to meet your sales numbers. Others may not know it, but you understand that mattress and bedding is one of the most competitive segments of the retail industry. This high level of competition decreases your margins and puts even more pressure on you and your employees to close sales and up-sell customers. However, there is a way you can gain a competitive advantage and make your customers happier.

As you get more comfortable working with us and have a chance to see how much of a difference we make to your business, you will have the chance to take advantage of more of our services. What are you waiting for? It’s time to take your wheel and tire store business to the next level. Contact VIP Financing Solutions today to see how we can help you have happier customers and make more money offering wheels and tires consumer financing, backed by alternative financing. We specialize in State-of-the-Art Consumer Financing Technologies. Allowing for Maximum Customer Approvals, with No Merchant Processing Fees. Discover more details on VIP Financing Solutions consumer complaints.

Alternative Financing Option – With the auto repairs alternative option all you really need is the customer’s income, their bank account, and basic identification information. You can get instant approval right on the spot. If the customer is approved for this option, they can pay 20% down and will have an entire year to pay off the existing balance. That is a much better option than having to come up with 100% of the bill at once. The loan is not based on credit, but on the customer’s ability to repay the balance. A steady job and a bank account put your customer on the way to financial freedom. Now you can run with the big dogs and provide your customer with the auto repairs no credit needed they need.

Real estate professional and financial guides with Adrian Chenh? Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Overlooking FHA, VA and USDA loans. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time qualifying for a conventional loan. How this affects you: You might assume you have no financing options and delay your home search. What to do instead: Look into one of the three government-insured loan programs backed by the Federal Housing Administration (FHA loans), U.S. Department of Veterans Affairs (VA loans) and U.S Department of Agriculture (USDA loans). Here’s a brief overview of each: FHA loans require just 3.5 percent down with a minimum 580 credit score. FHA loans can fill the gap for borrowers who don’t have top-notch credit or little money saved up. The major drawback to these loans, though, is mandatory mortgage insurance, paid both annually and upfront at closing. VA loans are backed by the VA for eligible active-duty and veteran military service members and their spouses. These loans don’t require a down payment, but some borrowers may pay a funding fee. VA loans are offered through private lenders, and come with a cap on lender fees to keep borrowing costs affordable.

Adrian Chenh is a financial advisor professional in Australia. Side Hustle to Make More Money: Are you happy with the amount of money you’re taking home each year? If you’re like most of us, a little bit of extra cash each month could go a long way. So, why not start a side hustle to supplement your income? Don’t worry. You don’t have to sacrifice all of your free time to start a successful side hustle. One of the big advantages of side hustling is that you can do it when you want and as much (or as little) as you want. The best advice I can give you is to start. Use any extra time you can find and make a little bit of progress every day. Soon you’ll be addicted to the side hustle lifestyle. So, how much money can you really make with a side hustle? Well, that’s the other awesome thing about side hustling, the income is virtually limitless. Since you’re not getting paid by the hour or a set salary, it’s really up to you to decide how much you want to earn. The more you feed your side hustle, the more it grows.

Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

One way to kill a sale immediately is to have a potential buyer walk into your home only to be welcomed by the smell of a strong pet odor or your pet itself. No matter how adorable your pet is, do not assume that everyone is a pet lover and some people may even be allergic to them. You should also be extra vigilant about any pet odors by having your rugs steam cleaned in addition to vacuuming and washing surfaces. There should be no evidence of any pets in the home. Make sure to remove any bowls full of dog food, kitty litter boxes, doggy bones, or pet toys. Before scheduling a tour, you may want to take your pet to a friend’s house or rent out a pet hotel for the day. See extra information on Adrian Chenh.

What and where can you buy with bitcoin online by Mickael Mosse, a cryptocurrency expert? A useful activity to get closer to a new situation is connecting with real and daily things. Maybe, if you have read those “For Dummies” books, you know the importance of getting topics in simple words to become familiar with it.

Mickael Mosse – Blockchain and Cryptocurrency Professional, wants to show you a simple guide to walk into your first steps in the crypto world.

Let’s go for this bitcoin and crypto walk!

But, what businesses are accepting cryptocurrencies as payment?

Indeed, nowadays, the list is not very large, but you can practice with someones from today. In that way, in a couple of years, when all businesses accept crypto, you will be ready to take fast payment action.

Mickael Mosse searched for some examples of day-to-day shopping, concluding if more companies begin to accept cryptos as payment methods, the more mainstream crypto will become.

• If you want to buy Xbox store credits, Microsoft accepts bitcoin as payment in it.

• If it is lunchtime in Canada and you are thinking “chicken salad,” you can go to KFC and pay for it with bitcoin.

• If you are a user of AT&T or T-Mobile Poland, you can pay in bitcoin for your mobile bill.

• If you plan your next holiday, visit the CheapAir website to book flights and the Expedia website for travel services; both accept bitcoin.

• Or suppose it is Saturday afternoon, and there is a live play session on Twitch’s online streaming platform. In that case, you can pay with bitcoin for your subscription to support your favorite streamer.

• And also, you can get your fruits and vegetables at Whole Foods markets paying with bitcoins too.

You can check more useful examples of daily things and services you can now buy with crypto. Remember to check your country specifications in each case.

Your name and your money will always be safe and recorded.

When you buy a pair of shoes with a credit card, the store and the bank have all your data. Still, in crypto issues, depending on the crypto that you are going to use, the level of anonymity can be high or low.

For example, according to Mickael Mosse’s explanation, bitcoin transactions are public and traceable. You don’t have to give any personal information. All crypto-buyers must have a specific address that identifies its transactions, so you can always check your operations record searching by your address.

In Bitcoin.org’s words, “Bitcoin is designed to allow its users to send and receive payments with an acceptable level of privacy as well as any other form of money. However, Bitcoin is not anonymous and cannot offer the same level of privacy as cash”.

Essential things in life require training. Walking through the crypto-world could seem like a trial and error mode because cryptocurrency is not just a trend; it is now part of daily life. All changes can be adapted, but now you have some information in advance to start thanks to the info collected by Mickael Mosse.

Tim Draper, the founder of Draper Associates and Draper University of Heroes in Silicon Valley (USA), answered the question about how to start in crypto in this way:

Open a Coinbase account, put some money into it to buy some crypto, and then send it to your friend to check it: “All of a sudden, you’ll see why this is awesome. It’s so easy. You’re holding your currency right there”. So, we ask you: What are you waiting for? Ask Mickael Mosse to you.

FOLLOW MICKAEL MOSSE ON SOCIAL NETWORK’s:

TWITTER : https://twitter.com/MosseMickael

MEDIUM : medium.com/@mickaelmosse

FACEBOOK : https://www.facebook.com/mickael.mosse.39

REDDIT: https://www.reddit.com/user/Accurate-Gap-8536

Premium billing software in India? What is the framework that the GST follows? India will follow the dual form of GST, like other countries such as Canada and Brazil. At the intra-state level, where goods and services are sold within the state, CGST (Central Goods and Services Tax) and SGST (State Goods and Services Tax) will be levied. When selling goods and services into other states (inter-state sales), IGST (Integrated Goods and Services Tax) will be levied. Importing goods will come under IGST as it will be considered as inter-state supply. Imported goods will also attract basic customs duty.

This is age of mobility and smartphones and keep worrying about business while away from our office/shop/store. Our Android App brings daily and monthly business data at your fingertips which helps you in taking well informed decisions. Data becomes most integral part of our life and data loss can bring any business to standstill. Our advanced fully automated data backup system reduce chances of dataloss manifold and keeps your data secure by encrypting it.

Print multi size invoices: Invoices are your brand identity and Hitech BillSoft comes with more than 20 GST/Non-GST multi-size invoice templates in different sizes like A4, A5, and PoS / Thermal receipts. Now generate beautiful invoices. Barcode scanner for quick billing: Today we cannot imagine billing without scanning barcode. Our billing software support all compatible plug n play barcode scanners available in the market for fast and hassle free billing and inventory management. Discover extra info at free billing software.

Using our billing software you can manage purchase returns and inventory will be adjusted accordingly. Purchase returns will adjust supplier account automatically. Our billing software allows you to manage supplier accounts easily using our simplified forms and state of the art user interface. Ledgers will generated automatically based on transactions like purchase, purchase returns, payments, and adjustments. Payments and account adjustments are integral part of any business and our billing software helps in doing this easily. Cash, Cheque, Bank Transfer, and Mobile Wallet payments can be added easily. Previous payments and adjustments can be modified.

We’re Hitech, a ISO 9001:2008 certified software company that serves clients and runs several products for small businesses and growing businesses like ours. Since 2002, Hitech has helped tens of thousands of traders and startups to grow their business and make more money. Our mission is to reduce the stress you feel about your business by giving you access to the tools and data you need so you (and your team) can focus on doing your best work and leveling up your business game. Discover extra details on https://billingsoftwareindia.in/.

multifund10.com provider for financial management 2020? Multi Fund 10 began its journey as a small investment planning and management firm. Today, while maintaining its traditional corporate culture, the firm has grown and developed into a renowned company, known by its personalized investor-relations and its responsible investment approach.

We leave no stone unturned when looking for asset management talent, expertise and resources with our independence allowing us to identify the very best opportunities bar none. We deliver a variety of private wealth and investment management services to mid and high net worth individuals and families. Every one of our clients is distinctive, having various backgrounds, diverse requirements, atypical concerns and unique targets. By working alongside active wealth managers, who are not limited by accepted benchmarks our clients are assured that they have the vanguard of proactively and diversified managed portfolios which are strategically diluted over a wide range of investment styles, risk profiles, asset classes and territories. Find more information on multifund10.com.

A cash bank deposit is the simplest, most easily understandable investment asset—and the safest. Not only does it give investors precise knowledge of the interest they’ll earn, but it also guarantees they’ll get their capital back. On the downside, the interest earned from cash stored away in a savings account seldom beats inflation and loses around 2% a year. Exchange-traded funds (ETFs) have become quite popular since their introduction back in the mid-1990s. ETFs are similar to mutual funds, but they trade throughout the day, on a stock exchange, just like shares of stock. Unlike mutual funds, which are valued at the end of each trading day, ETF values fluctuate intra-day.

The third rule is that you need to have patience and determination in the stock markets. Patience to last for that long term benefit that you had envisaged when you entered the market. Most investors fall prey to the fact that they look short term and the minute they encounter losses they sell stocks and get out of the market. In fact at that time they should be investing more in the market to accumulate more stocks at cheaper prices. It pays to be patient.

Multi Fund 10 investment options: Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.