Posts in category: Business

Travel tours and Portugal real estate options for entry visa to Europe? Why live and invest in Portugal ? Because is one of the major touristic attractions of Europe and the perfect retirement home! How do I get a Golden Visa for Portugal? Who is eligible for Golden Visa? Only Non-European Union Nationals can apply for a Golden Visa. EU nationals are not admitted to the Portugal investor visa program. The investment must be maintained for 5 years. Investors must stay in Portugal for at least 7 days in the first years, and at least 14 days in the subsequent 2 years. That’s a super and unique advantage for investors living in insecure and unstable countries.

The Portuguese parliament recently passed a budget proposal (translation) that seeks to exclude properties in Lisbon, Porto and (potentially) all other coastal municipalities from qualifying for the Golden Visa. The minimum investment amount and number of people you need to employ if you go the business investment route may also be increased. The actual rule changes aren’t yet known. The budget proposal isn’t specific when it comes to the implementation—it only gives the government the mandate to change the rules. Government representatives have said that they don’t wish for this to impact any ongoing investments, and have suggested that the new rules won’t come into effect until the end of the year.

In order to be eligible for the scheme you must conduct an investment activity either as an individual or a company set up in Portugal or another EU Member State, meet the time requirements above and do one of the following: Make a capital transfer of at least 250,000€ (two hundred and fifty thousand euros) for investing in artistic output or supporting the arts, for reconstruction or refurbishment of the national heritage, through the local and central authorities, public institutions, public corporate sector, public foundations, private foundations of public interest, networked local authorities, local corporate sector organizations, local associations and public cultural associations, pursuing activities of artistic output, and reconstruction or maintenance of the national heritage. Discover even more info at Get a 2nd passport with a golden visa in Portugal.

Who is eligible for the Golden Visa? Any third country national—meaning anyone except Portuguese and EU/EFTA citizens—can apply for the Golden Visa after completing a suitable investment into Portugal. The investment can be made as an individual or through a legal entity meeting certain requirements. You will also need to meet the (minimal) physical presence requirements mentioned below. Maintain the investment for a minimum period of five years. Spend a minimum of seven days in Portugal during the first year, then not less than 14 days in each subsequent 2-year period.

Initiated in 2012, the Portuguese Government’s Golden Visa Scheme has reportedly seen nearly 5 billion euros already invested into the country and over 8,000 third country nationals granted temporary residence permits (14,000 people if you take into account their direct dependents). It is easy to see why it has been so successful as Portugal, with its warm climate, gorgeous beaches, fine cuisine and laid-back attitude, remains an extremely attractive proposition for those looking to live, retire or invest abroad. Read additional info at this website.

Schengen Visa types and other Europe travel info? Aside from required documents and Schengen Visa types it is important to have an outlook on the issuing rates per state as in this way you will have fairly more chances of receiving a positive response! Arising from this stand-point, we present to you the ten trickier states to provide you with a Schengen visa during year 2014, starting from the country with the highest rate of visas not issued, moving on successively to the country with the best percentage of visas issued on this list.

Europe is an extraordinary travel destination, here are a few attractions you can visit. A flight of steps in lovely Klosterneuburg Abbey leads down to the 12th-century St. Leopold’s Chapel where Leopold III is buried. It’s also where you’ll find the famous Verdun Altar. Perhaps the finest existing example of medieval enamel work, the altar consists of 51 panels of champleve work on gilded copper depicting Biblical scenes by Nicholas of Verdun from around 1181. Originally on the reading pulpit of the former Romanesque church, the panels were put together to form the present winged altarpiece after a fire in 1329. Four painted panels affixed to the altar in 1331 and the oldest in Austria – they were painted in Vienna before 1329 – are now in the Abbey Museum.

The main reason for the approval of the ETIAS authorization is security. With the increased risk of travelers worldwide, the EU wants to ensure safe travels in its countries. The ETIAS will decrease security concerns substantially through its information and data gathering systems. What this means, is that the ETIAS will detect if a person is a threat in any way to the security of Schengen countries. This will lead to the person being denied entry and avoiding the threat from being present inside EU borders. It will basically deal with a problem before it is even there.

We covered everything you need for the application process in the requirements section. During the processing time of the Visa application the consulate could ask you in individual cases to submit additional information or documents or you may be contacted for an interview. A Schengen Visa insurance should cover at least 30,000 EUR for medical costs and repatriation. The insurance duration must be valid for the whole stay in the Schengen Area. The minimum requirements for a Schengen Visa Insurance are listed in the Regulation (EC) No 810/2009 of the European Parliament. Read more about Schengen Visa Travel Insurance. Find additional info on Schengen Visa.

For example, if I come to the Area in January and stay for 60 days and then come back in June for 10 days, that counts as 70 days in 180 days. Only days you are in the zone during the period count. If you go on January 1st and stay 90 straight days, you have to leave and technically can’t come back until July 1st. However, not all travelers are allowed such freedom. Citizens from many countries need to apply for a Schengen visa ahead of time. You’ll be required to fill out paperwork beforehand and fly in and out of the country for which your visa is issued. (Even then, you still might not be granted a visa. Spoiler alert: citizens from African and Asian countries get screwed.)

ETIAS, scheduled to go in effect January 2021, will allow for advance checks and help close the information gap on visa-free travel within the Schengen Area of Europe. If travelers’ country of citizenship is an ETIAS-eligible country, they must apply for an ETIAS visa waiver. Adopted along with ETIAS are tighter regulations within the Schengen Information System (SIS), also scheduled for a complete roll out in 2021. Both ETIAS and SIS will be integrated, giving authorities and other EU agencies the information they need to strengthen security.

An eVisa, or electronic visa, is a digital visa that is stored in a database rather than stamped or glued into the bearer’s passport. The eVisa is linked to the individual’s passport number. Applications for eVisas are typically done over the Internet and the applicant will receive a paper document to present while travelling. Traditional visas can either be stamped or glued into your passport. If your visa is glued into your passport, it is usually a small document that includes your name, passport number, place of birth, reason for travel and expiration date. Stamped visas typically have less information on them. They usually only have the destination and date from which the visa is valid and official instructions stating how many days the visa is valid for. See even more information at this website.

Lawyers company marketing services? Content marketing is a type of digital marketing that focuses on creating and distributing content for a target audience. The content aims at being valuable, relevant, and (ideally) consistent. Its ultimate goal is to drive a profitable customer action. The crucial part here is “valuable” and “relevant”. This is what tells content marketing apart from traditional spammy advertising. The target audience should want to seek the content out and consume it. In the broader sense, content marketing is part of every other digital marketing activity, be it social media marketing, SEO, or email marketing. Quality content should be the core of every other marketing activity you pursue. Some examples of content marketing include: blog posts, videos, podcasts, infographics, white papers, case studies, ebooks.

The first step is to find a video search term. What is a video search term? This is a keyword for which Google predominantly displays videos. Search engines only display video content when deemed necessary. For example, when you search for a song, Google will often display a video result. How can you realize if it is worth building for a certain video content term? Search Google and see if there are video results on the first page. Does video results predominate on the first page? Then, you can say with confidence that you can create video content for that keyword. I chose the search term “emotional song download”.

The correct information for each practice area should be placed on the appropriate webpage with sub-content for associated services. The first page you land on should be clear and concise without overwhelming the reader and putting them off. Blogs and FAQ pages should have in-depth content but these should be broken down with sub headings to make them more reader friendly. By correctly showcasing all the information you ensure that it’s as easy as possible for potential clients to find what they want, digest the info’ and get in touch with your firm. Read extra information on this website.

Nobody wants to visit a page that takes forever to load. That’s why page speed is a ranking factor for desktop since 2010, and for mobile since 2018. Lots of factors affect page speed, including your site’s code, server location, and images. You can get a rough sense of how your pages perform using Google’s Pagespeed Insights tool. Just plug in a URL, and you’ll see a score between 0–100, followed by improvement advice. The issue with Pagespeed Insights is that you can only test one page at a time. Solve this by signing up for Google Search Console, and checking the Speed report. This shows you which pages are loading slowly on desktop and mobile, and why. Some of these issues can be complicated, so your best bet is to ask a developer (or technical SEO expert) to fix them.

Effective guest blogging requires a multipronged approach. Stay active on social media and don’t neglect your site stats. Readers still need a place to learn more about your brand and purchase your products. As well as reach out to you directly to build that all-important rapport. Successful eLearning marketing calls for a holistic strategy. One that capitalizes on another platform’s establish credibility and allows you to build a name for yourself.

It’s not the visual design of a Web site that determines its success or its failure. Rather, it’s the usability. Remember, you’re not the person who’s clicking the mouse. It’s the visitor on your page. So if they can’t find something on your website and might as well not even exist. So when you’re designing a website, a really helpful tip is to ask friends and family members to test your site’s navigation so that they can give you feedback on usability. This will help you ensure that the user experience is as seamless as possible. There’s a three-click rule that should apply to all websites, and that is the user should be able to find what they’re looking for within three clicks. It doesn’t sound like a lot, but it’s absolutely true. Don’t make navigating a web site hard work for your audience. Otherwise, they’re not sticking around.

We are a full-service marketing agency specifically working with Law Firms & Lawyers, specialising in digital marketing (SEO & PPC), social media, copywriting, sales training, PR and graphic design. We also offer other complementary services to the legal sector with our partnerships. Our founder, Ben Trott, worked for a large national law firm in the UK taking their marketing department from turning over £250,000 pa in legal work to well over £2,000,000 pa. Read additional details at https://marketinglawyers.co.uk/.

Adrian Chenh financial and real estate advices in Australia? There will be times when you have the opportunity to create more space through proper organization and utilizing it efficiently. There are also some homes that just won’t allow you to store much stuff because there is no attic or basement, and the storage closet outside is relatively small. Millennial attraction to homeownership has grown significantly in recent decades. Mostly because there are now options where a 20% down payment is not the requirement. This gives a much larger pool of buyers the ability to buy a home. Especially, first time home buyers who receive a lot of help!

Being careless with credit. Lenders pull credit reports at preapproval to make sure things check out and again just before closing. They want to make sure nothing has changed in your financial picture. How this affects you: Any new loans or credit card accounts on your credit report can jeopardize the closing and final loan approval. Buyers, especially first-timers, often learn this lesson the hard way. What to do instead: Keep the status quo in your finances from preapproval to closing. Don’t open new credit cards, close existing accounts, take out new loans or make large purchases on existing credit accounts in the months leading up to applying for a mortgage through closing day. Pay down your existing balances to below 30 percent of your available credit limit, and pay your bills on time and in full every month.

Adrian Chenh is a financial advisor professional in Australia. Spend Less Than You Earn: Yeah, yeah, I know, it sounds obvious, right? Well, it must not be because according to CNBC, 78% of Americans working full-time are living paycheck to paycheck. Here’s the thing: It’s easy to KNOW that you should be spending less than you earn, it’s a lot harder to actually do it. However, if you want to escape the paycheck-to-paycheck lifestyle that so many others live, you need to spend less than you earn. This is one of the most crucial but basic personal finance tips ever. In order to do this, you need to track your spending. You can do this by either writing your purchases down or by using a free personal finance app. Business Debt: There are a lot of online business ideas you can start on the cheap these days, but a small investment can also go a long way in certain endeavors. Business loans are considered good debt because they are put towards something with the goal of increasing your net worth.

This is often the most thrilling part of the process. But, if you’re not careful, it can get out of hand. The best way to proceed is limit the number of homes you look at in a single day. Visiting too many homes back to back will make it difficult to remember one house from another. It’s a good idea to create a checklist of homes to look at, and check them off as you visit them. Not only is this helpful in reminding you of which homes you visited, it allows you to eliminate homes from your search more quickly. Remember, communication is crucial. Explain to your agent why you like or don’t like a particular house. The more you communicate with your agent about your preferences, the better he/she will be able to find exactly what you’re looking for.

There are endless benefits to remodeling your kitchen and any real estate agent will probably tell you that the kitchen plays a big role in making a sale. Although it may cost a few thousand dollars to replace or remodel your kitchen, it is proven that you will probably get 85% of your money back. If your kitchen looks dated or worn out, buyers may try to knock off $10,000 or more off your asking price when it would have only taken you a few thousand dollars to upgrade the kitchen. The fastest and cheapest way to make a kitchen upgrade is to include new cabinet hardware and add a fresh coat of neutral color paint. By making this upgrade, buyers will be able to envision their own style using a blank canvas. See extra information at Adrian Chenh.

Tips for you to locate the best free Collect delivery service for Car Servicing and Mot Deals around Reading and the whole of Berkshire. Check on the qualification of the mechanics. To be assured of great services, you need to check on the qualification of the experts. There are some experts who have great experience. You stand a better chance of enjoying the best services if you can go for a highly experienced car mechanic. If you can carry out research on a given car repair center, then you will be in a better position of knowing whether a given car repair centre can assure you great services. Hiring mechanics who are highly experienced will be the best idea because they will make you enjoy their great services.

Car recovery service 24 Hour From The Car Recovery 24 Hire Company ,They will make your journey a success. If you are involved in an accident and your car happens to be damaged, do not forcefully drive it. What you need to do is to call a trusted car recovery service to get your car off the road. Car recovery provides ultimate care to your car to avoid further damage. Car recovery breakdown service Reading Berkshire can tow your damaged car to the nearest garage for a repair or to a garage of your choice.

A Mot Booked with a Full Vehicle Service Is £35.00, A Mot With No Vehicle Service Is £40.00, You must book these services online to receive this special Discounted Mot Price offer, The Recommended Retail Price is £54.85 Saving You a Massive 45%, Great Genuine Deals from the Car Service Centre in Reading. Our Car Servicing is carried out to exacting manufacturer’s specifications. All our work will include Originally Equipped (OE) branded parts, or their same equivalent protecting your manufacturer’s Guarantee or Warranty at all times. See even more information at https://www.mot-centre.com/free-collect-deliver-service/.

How much does an MOT cost? The Vehicle and Operator Services Agency sets the maximum fee official test centres can charge for an MOT. It’s currently £54.85 for cars and motor caravans and £29.65 for motorbikes, but many garages charge less than this – sometimes up to 50% less. Search online for “cheap MOT” or “MOT discount” to find out how you can save money on your car’s next MOT. Top 5 simple reasons for cars failing the MOT test: Nearly two in five MOT tests are a fail first time. Yet often this is because of minor faults the owner could easily have fixed beforehand.

The Car Service Centre, Online Tyres Reading And Mot Centre Reading Has been Trading now since 1990 and are very proud of our genuine Service and after sales that we offer our Customers, and all work we carry out including The Parts we use comes with a Genuine Warranty. We are Now Offering a Motorbike Mot And Repair Service To Our Customers,Our Experienced Motorbike Mechanics Will Mot, Service and fine Tune Your Motorbike To Perfection keeping your Machine on the road and well oiled.

Driving on the highway can be brutal on your car’s body and paint. Rocks and pebbles fly up hitting your car, with some chipping paint or even cracking your windshield. A chipped or cracked windshield can spread causing your windshield to shatter. Any crack or chip in the windshield can spread. Yet, most people fail to inspect their tires until it’s too late. They discover their tires are in need of repair or replacement when they have a flat or a tire blows out.

For a long time, we have delivered satisfactorily to our esteemed customers in the Reading area and we continue to do so, on a daily basis. We understand that BMW servicing requires mechanics who have been specifically trained to deal with the model and that is exactly who we have as part of our team. We are not going to let just any mechanic fiddle with your BMW and therefore you can rest easy knowing that you have chosen the right people to take care of your machine.

The brake system of your car is one of the most important, which is why you need to pay attention to the brake pads. Most owner’s manuals recommend you change the pads every 20,000 miles. However, if you drive your car every day, and have to brake more often, you might have to replace them more often. People who live in the city and have to deal with a lot of traffic and stop more often should consider changing the pads more often. Replacing the brake pads is a fast and relatively inexpensive process.

Our company use the current water-borne paint which is environmental friendly, materials & processes to ensure the best practice approach where is workable. Our aim is to go beyond expectations and this is through continuous improvement of our processes. We apply both the traditional and modern skills where necessary till we achieve the excellent results desired. See even more details at https://www.mot-centre.com/.

Gold producer in Mexico and gold investment advantages 2020? Investing in gold mining firms is an awesome method to combine gold investments with traditional stocks. By purchasing shares in a company that works with gold, investors can access the profits of gold without buying or selling it themselves. This form of investing can also provide lower risks, as there are other business factors at play that can help protect investors from flat or declining gold prices. That being said, investors conduct significant research when searching for the right company to invest in. There are risks associated with the mining industry that can interfere with overall profits or even bring up ethical concerns. Always do your research when selecting a gold mining company to invest in.

Gold exchange-traded funds (ETFs) and mutual funds are accounts that purchase gold on an investor’s behalf. The shares that make up these funds each represent a fixed amount of gold and can be bought and sold like stocks. This is a popular opportunity as ETFs and mutual funds allow investors to work with gold, without dealing with the costs of physical ownership (like security or gold insurance). There are fees associated with buying and selling gold through ETFs or mutual funds, but they are often much lower when compared to the management of other assets. Note that ETFs and mutual funds dealing with gold often invest in other commodities as well, meaning you will rarely find a firm that deals strictly with gold. This can be beneficial if your goal is to diversify, though it may require learning about other markets as well as gold. Be prepared to research different funds when considering ETFs or mutual funds for your gold investment.

Demand for gold has also grown among investors. Many are beginning to see commodities, particularly gold, as an investment class into which funds should be allocated. In fact, SPDR Gold Trust, became one of the largest ETFs in the U.S., as well as one of the world’s largest holders of gold bullion in 2008, only four years after its inception.

One of the major reasons for making any financial investment is that you consider it as a backup if in case you need it in future and gold is one of the most of the easy to liquidate the hard asset. In case you happen to be in need to use your gold to make your ends meet, you just have to sell it to the buyer you prefer. There are always buyers ready to buy the gold. But keep in mind the return rate is not exactly what you expect, instead, it is opposite especially in the case of physical gold, you get less than what you invest. Like we mentioned above, gold has a lot of significance in Indian culture but we are not talking of emotions here, in fact, financial investment is not a matter of heart but Mind and thus, let us take a look at all the practical reason that make gold a suitable investment medium over other options.

Lower plate carbonate rich sediments are exposed below the Roberts Mountain Thrust within an area called the Cortez window. These lower plate sediments host over 90% of the gold found within the Carlin and Battle Mountain- Eureka trends. In the Toiyabe project area gold mineralization is hosted within a similar geologic setting. The stratigraphy, structure and alteration are analogous to that found at nearby Cortez, Cortez Hills, Pediment, Horse Canyon and Pipeline deposits. Discover additional details at gold investment.

High grade mineralization was discovered at San Martin in the 18th Century, and is reported to have been mined over a period of 40 years; however, no production records exist. Between 1900 and 1924, an estimated 250,000 tonnes grading 15 g Au/t and 100 g Ag/t was reportedly mined. Mineralization occurs in Upper Cretaceous black limestone and calcareous shales of the Soyatal Mexcala Formation as electrum, and silver selenide minerals principally associated with quartz and to a lesser degree with calcite. The deposit is an epithermal, probably high sulphidation precious metal (Ag-Au) type (metal ratio Au:Ag at 1:10), related to a Tertiary dacitic/andesitic intrusive dome.

Starcore International Mining and El Creston Property development news: The Red Hill West Zone is located immediately adjacent to the western boundary of the Red Hill Zone. The zone refers to a 500 metre wide by 500 metre long zone of quartz vein stockwork, hosted by Creston Granite, in which appreciable, >100 ppm, values of molybdenum occur. The host rock is typically oxidized and variably sericitized. Chip sample results include 3 metres averaging 0.083% Mo and a 12 metre composite averaging 0.043% molybdenum. Copper values are negligible. The zone has not been drilled. See extra details on https://starcore.com/.

Ask around before you take your car to a given Vehicle service centre. You need to get information from other people so that you can know whether the deals available in a given center are the best. There are several other car mechanics that have been offered the services. You need to check on the views of other people from where you can know whether the car service center can be the best for your given needs. There are close family members who may have been served by the service center before; you can get their advice so that you can know whether the service center can be of great help to you.

The Car Service Centre Reading is an established business that has a wide range of loyal customers throughout the Reading and Berkshire areas. Our reputation for providing an honest, professional and cost-effective service has grown through recommendation for over twenty five years. We offer all kinds of car repairs and we are your one stop shop for all Car Services that you will or may require. We Can offer a Courtesy Car for our Customers that have booked their car in at our garage that cannot be turned round or repaired within 24 Hours.

Not all car recovery services are accessible. Therefore, it might be good for you to do your research to establish which car recovery companies are reliable and trustworthy. In Reading Berkshire, you can register with a recovery company depending on the type of vehicle you own. This is a good move because you will always receive immediate help at any time you have a mechanical problem. It is cheaper than relying on roadside recovery breakdowns. Remember, some car recovery companies take advantage of your desperation and charge you more than necessary but this company will not. See even more information at Mot and Service Berkshire.

First, if your vehicle fails the test and repairs need to be made this will take longer. A test centre is not allowed to let you drive away a car that has failed an MOT until the problems are fixed, unless your existing MOT certificate is still valid, or you’re taking the car to have the faults fixed. Second, the test might take an hour or less, but, even if there aren’t any repairs, this does not mean your vehicle will only have to be at the garage for sixty minutes. Test centres can require you to drop your vehicle off first thing in the morning and collect it when ready.

A Mot Booked with a Full Vehicle Service Is £35.00, A Mot With No Vehicle Service Is £40.00, You must book these services online to receive this special Discounted Mot Price offer, The Recommended Retail Price is £54.85 Saving You a Massive 45%, Great Genuine Deals from the Car Service Centre in Reading. Our Car Servicing is carried out to exacting manufacturer’s specifications. All our work will include Originally Equipped (OE) branded parts, or their same equivalent protecting your manufacturer’s Guarantee or Warranty at all times.

Prior to driving, check your tires for nails, cracks, wear or any punctures. In addition, take a look at your tire tread. Checking the tread life on your tires is simple. One easy way is the penny test. Simply insert a penny into your tire’s tread groove with Lincoln’s head upside down, facing you. If you can see all of Lincoln’s head, your tread depth is less than 2/32 inch and it this means it is time to replace your tires.

Bwm Repair And Service Specialists Reading – BMW Servicing, Mot Repairs And Remapping down at The Bmw Service Centre In Reading Based Just Of The Portman Road, Our Fully Trained Technicians Will Service And Mot Your BMW with Precision And To The Manufacturing Terms And Conditions as to not invalidate Your Bmw And its warranty. The Need for BMW repair and Service specialists and Where to Get your Bmw Service And Repairs Carried out Vehicles come in different shapes, sizes and makes; this simply means that a different level of engineering goes into each type of car. There are certain vehicles that are designed and engineered for perfection and the highest level of performance, Basically these are the vehicles that stand out from the rest at the parking lot and on the road.

The brake system of your car is one of the most important, which is why you need to pay attention to the brake pads. Most owner’s manuals recommend you change the pads every 20,000 miles. However, if you drive your car every day, and have to brake more often, you might have to replace them more often. People who live in the city and have to deal with a lot of traffic and stop more often should consider changing the pads more often. Replacing the brake pads is a fast and relatively inexpensive process.

We take on insurance car body work reading including private car and commercial vehicle repairs for our customers that do not want to go through their insurance avoiding loosing their no claims bonus, car insurance is expensive so we fully understand you going down this route and are very happy to help where we can, we also undertake restoration work on vintage and modern cars. BodyWork Repairs Reading: The best Reading Automotive Car And Commercial Car Body Repair Centre in Reading Berkshire. Read more details at https://www.mot-centre.com/.

College advisor from cardinalcollegeplanning.com? Those who hyper-focus on the college search and admissions process in 11th grade can sometimes do so to the point of imperiling their academic performance—after all, there are only so many hours in the day. Keep the horse well in front of the cart by earning the best grades and test scores that you possibly can—imbibing college guides, obsessively poring over message board threads about individuals’ acceptance or rejection anecdotes from your target colleges, and daydreaming about donning the colors of your dream school only when the immediate tasks at hand are under control.

Check out our 10 ways to jumpstart college planning below to help you feel a little less stressed about what you need to do before applying – and getting into – college, and browse through our site for helpful information and tips on every step of the college and financial aid application process. Getting ready for college isn’t all work. Find something you really like doing, then dive into it. Maybe you’re drawn to sports, student council, music, art … you get the picture. You’ll develop skills and be more appealing to colleges (they like students who’ll add something to campus life).

Stress Less! High school is already a busy time between courses, extra-curricular activities, and more. Then, on top of traditional schooling responsibilities, now there is a shift to a focus on the future as well, which can be incredibly overwhelming. I take the stress off of both the student and the parents by keeping everyone on track of what they should be doing and when, restoring a sense of peace for the whole family! Find more details at college admissions consultant.

I also assist students and families with college planning on an hourly basis at $199 an hour. This time can be used for any of the services listed in the Essential or Optimal packages, but not funding guidance. This does not include the personalized portal or ongoing communication. “Tonica is seriously the best person I could think of to help walk students and parents through the whole college planning process. Her passion for the students and truly helping to guide them in the right direction is one of her best qualities. For me, I would only want to work with someone who honestly cares about what they do and the people they are serving and Cardinal College Planning is just that type of business. My younger cousin is in the midst of figuring out her future and Tonica has given me so much advice and wisdom with how to help her navigate what is to come and what steps she should take. If you’re unsure of what to do next you’re in the right place!”- Nichole F.

From tackling the milestones along the way of standardized testing and analyzing financial aid packages to making the final college decision, my job is to guide both students and families on the path to success. I’m fueled by my commitment to excellence and go the extra mile to make sure clients are fully satisfied with my work. The first thing I noticed about Tonica was her honesty and professionalism, in addition to her down-to-earth demeanor. She is experienced and knowledgeable in the education and college planning field which is crucial in guiding parents and students in unfamiliar territory. Although I had gone through the process once before, choosing a college and going through the admissions procedure is tough and different for every student. Find more information at https://www.cardinalcollegeplanning.com/.