Posts in category: Business

Car service book online Reading with best car services? Car BodyWork Repairs Reading is a focused team with highly skilled and well trained professionals who have a lot of experience on bodywork. We have staffs who are highly motivated with years of experience and good skills on vehicles’ glass removal, refinishing, refitting, and dismantling of most valuable vehicles for repair and large scale hand panel beating and metal shaping.

The handbrake: check the tension in your handbrake. If it slides up and down without resistance and can’t be ratcheted to a set level, there’s likely to be a problem needing fixing by a professional mechanic. Seats and seatbelts: check the driver’s seat adjusts forwards and backwards and inspect the full length of the seatbelt for any damage. Check all the seatbelts latch and fasten securely, and lock when you give them a sharp tug. Windscreen: any damage wider than 10mm in the driver’s central view will cause an MOT fail, as will any damage larger than 40mm in the whole of the swept area.

Book a Car Service and combine With a Mot and we will reduce the Mot Cost to £35.00 saving you 50.00% Great offers are available for a limited time only. Also we are Now operating a Mot test reading service up to 2330pm in the evening Monday through to Saturday for those that can’t get here through the week due to work commitments, we will also collect your car anywhere within a 10 mile radius of our garage free of charge flexible collection and drop of times are also available. We now operate a 24 Hour Recovery service for our customers, have your car or van recovered to our garage to be fixed by us and we will offer a 20% discount. See even more info at Book Car Service Reading Online.

Not all car recovery services are accessible. Therefore, it might be good for you to do your research to establish which car recovery companies are reliable and trustworthy. In Reading Berkshire, you can register with a recovery company depending on the type of vehicle you own. This is a good move because you will always receive immediate help at any time you have a mechanical problem. It is cheaper than relying on roadside recovery breakdowns. Remember, some car recovery companies take advantage of your desperation and charge you more than necessary but this company will not.

As well as using the correct lettering style and spacing, your number plates need to be clean and easy to read from a distance. Modified number plates, damaged number plates or otherwise illegal plates will fail the MoT. If you own a diesel car fitted with a diesel particulate filter (DPF), it could be given a Major defect and automatically fail the MoT test if it emits “visible smoke of any colour” during metered checks. Testers will also inspect DPFs closely for signs of removal or tampering, awarding a Major defect and failing the car if foul play is detected. Testers must refuse to test any car where the “DPF canister has clearly been cut open and re-welded” unless the owner “can show evidence that there was a valid reason to cut it open, such as for filter cleaning.”

We Also Offer The Following Services, A Free Collection And Delivery Service within a 10 mile radius, a Small charge may apply if you are further afield but we will never refuse on the grounds that you are to far away,we also have a Onsite Valeting Service, A 24 Hour Recovery Service, Cam-belt Replacement, Clutch Replacement, , Car Air Conditioning, Car Exhausts and Brakes and all General Car and Vehicle Repairs are carried out on the premises. Find extra info on this website.

Best mental health insurance firm in Chicago? For PPO plans, you have a list of pre-approved providers who contract with the plan, rather than providers who work directly for it. While reimbursement percentages vary for seeing someone out of network, a 60/40 split is common, which means the insurer pays 60 percent of the costs and you cover the remaining 40 percent. Pros: In addition to having a greater choice of doctors, you won’t need to ask for a referral to visit a specialist. Cons: A PPO will likely cost you more than an HMO, as they typically have higher monthly premiums and copayments. In addition, you often have to pay a deductible (the amount you pay out of pocket before your insurance benefits kick in). So if you have a $1,000 deductible, this means you will pay the entire $1,000 for any medical services you receive before insurance kicks in.

Who Needs Health Insurance? As of 2019, there is no penalty for not carrying health insurance coverage. However, everyone should have some form of health insurance to protect themselves financially in the event of an emergency or accident. Maintaining health insurance coverage can help you afford prescription drugs and seek early preventive care before a small health problem develops into a more serious or even life-threatening condition. If you’re over the age of 18, you should work with your employer, the college you attend or your parents to help find independent coverage. You can also research short term health insurance plans to get covered until Open Enrollment begins.

Another option is Medicare Advantage, which is essentially an “all in one” option that include Part A, Part B, and in some cases, Part D. There are several types of dental and vision insurance plans available. Some providers off this with a larger health insurance plan, while others require you to purchase this separately. When you begin shopping for dental or vision insurance, there are a few things to consider first: Is there coinsurance or a deductible? Do you have to select a primary care dentist? Do you have to see a dentist in a certain network to receive coverage? When you understand the primary differences between the different types of vision and dental insurance, it can help you select a plan that suits your needs. Find additional information on Mental health insurance Tinley Park.

Health insurance open enrollment: Open enrollment is a special period of time when you get to start, stop or change your health insurance plan. This period most often happens once a year (unless you undergo a qualifying life event). There are different enrollment periods depending on if you have insurance through your employer, Medicare or an ACA plan. Having insurance doesn’t mean your health care will be free. You’ll still pay a monthly rate, or premium. Members may also pay copayments — or other out-of-pocket fees — or have to meet deductibles every year before insurance coverage kicks in. Different factors can affect your health insurance costs. It’s important to understand what these costs are before selecting a plan.

What Health Insurance Covers? With the exception of short term health insurance plans and Medicare supplemental insurance, the vast majority of health insurance plans are Affordable Care Act (ACA) compliant plans. This means that they meet at least the bare minimum services and guarantees laid out in the Affordable Care Act, introduced in 2010. Emergency services: These include visits to the emergency room, ambulance rides and emergency medicine administered by a doctor or paramedic. Discover even more info at here.

Legit essay exam pass provider? Next, I will explain one by one: Exclusion rule: refers to the intention of the paper to be clear and unambiguous. Identity: The concept or judgment used in the thinking process must always remain unchanged. In English writing, it is necessary to ensure that the intent and style of the article meet the requirements, consistent in writing, and the style is appropriate. The law of contradiction: It means that the article must be consistent from beginning to end to avoid self-contradiction and digression.

This writing company makes sure that their papers are all of the great quality and all the customers are satisfied. They work only with professional writers and support managers. Here you can order research paper, thesis, coursework, dissertation or any other writing assignment. Read the review of EssayRepublic.net to make sure that this writing service is one of the best on the internet in this field and find out what criteria should be used in its evaluation. They have been solving all the students writing problems successfully for a long time already.

These services are very popular and in demand. Still, you should be aware that they aren’t all equal. If you want to use a writing service, you need to know how to pick one. It should be respectable. Otherwise, you run the risk of turning in a late assignment, plagiarizing, or getting a low grade. Initially, you may not think you could ever need essay sites, but there are a variety of reasons. In most cases, it has nothing to do with laziness. You have a lot of pressure riding on that essay and may have taken on more than you can handle. This doesn’t mean you should fail the course. It means you need a bit of help.

Preparation for immigration and working abroad: Some students have the intention to eventually move to a foreign country. However, because of the strict application process and eligibility requirements, they choose to study abroad so that they can prepare for the immigration process beforehand. When we look at education levels and fields of study most sought by Chinese students, the master’s degree comes on top, closely followed by the bachelor’s degree. Business is the most popular field of study for Chinese students. See extra info at this website.

In this way, we can find each other to complete the discussion at any time, and the subsequent processing of the paper will be easier. Of course, organizations that can provide us with better quality services will certainly charge slightly higher fees, and everyone has to weigh it. There are a lot of writing agencies now, and indeed it is not so easy for us to find a suitable agency right away. And many students may not find this kind of writing agency until the time to hand in the paper, so the time is very tight, and it is impossible to have too much time for comparison.

For our chinese guests:

PYE帮助那些被学习压垮的学生走出困境，如果你没有时间写论文，PYE可以帮您。即刻联系在线客服，马上享受高质量的学术论文代写或Essay代写服务！PYE专业帮助学生解决网课学习过程中的任何困难，网课代上，网课代修，PYE都可以帮助到您，还可以分期付款，让您完全没有压力。

首先，PYE是加拿大地区专业的论文代写，网课代修代上，作业代写机构，拥有10余年的行业优质经验，并且拥有多达300位的专业写手常年服务加拿大和美国的高校，为广大华人留学生解决遇到的困难和问题。其次，PYE的写手的写手均来自北美本土（美国，加拿大，）英语母语国家，均拥有硕士以上学历，并经过三轮严苛测试和长期磨合才能成为签约写手，让您完全不用为论文质量担心。最后，PYE所有代写的论文都是100%原创，并经过Turnitin原创性检测。您的代写资料和论文不会泄露给第三方，安全放心。并且支持14天无条件免费修改，满意为止。

大多数时候，大家的语言能力是没有问题的，而是大家是否对话题有足够的理解，是否有足够的储备。例如，一篇论文的主题是你两天前读到的新闻内容，一个你不知道的主题。你认为哪一个更容易写因此，如果留学生没有足够的知识储备，谈语言技能和逻辑思维方法就毫无意义。

现在的代写机构非常多，确实我们一时间想要马上找到合适的机构也不是那么容易。而且很多同学可能都是马上到了要交论文的时候才会找到这类代写机构，所以时间上非常紧张，也不可能有太多时间去进行对比。所以我们尽量还是挑选一些大型的机构，这类机构有比较多的代写写手，又可以保障好随时为我们提供代写服务，不会影响到我们提交论文。 在此网站上阅读更多详细信息 exam代考.

很多人去对比paper代写哪家好的时候，都只是看价格，毕竟一篇优质论文也是需要不少钱，如果一个机构的报价非常划算，肯定会有不少同学动心。但是大家也要多方面考虑一下，同样都是写论文，很多机构的报价都比较高，为什么突然就有人报价超低，这样的论文质量到底如何，是不是能够得到保障呢？我们不能只是看价格，一定要确定好平均报价是多少，必须要对比好其能力之后再去比较价格。写手的能力才是我们应该关注的焦点，只要是对方的能力较强，哪怕收费稍高，只要可以保证好我们的权益，这样的机构也是值得我们选择的。

Car servicing in Tilehurst right now? Book a Car Service and combine With a Mot and we will reduce the Mot Cost to £35.00 saving you 50.00% Great offers are available for a limited time only. Also we are Now operating a Mot test reading service up to 2330pm in the evening Monday through to Saturday for those that can’t get here through the week due to work commitments, we will also collect your car anywhere within a 10 mile radius of our garage free of charge flexible collection and drop of times are also available. We now operate a 24 Hour Recovery service for our customers, have your car or van recovered to our garage to be fixed by us and we will offer a 20% discount.

Our company repairs several kinds of vehicles including classic cars, luxury cars, sport cars and many more. We welcome you as our customer to see how our commitment to success makes us the best and most reliable body shop in Reading and the surrounding region that you can trust with your sport, classic, luxury or even family vehicle. With our company you will find a discrete and cost effective solution to your Car Bodywork Repair reading problems.

Free Collect Delivery Service for Car Servicing and Mot Deals In Reading Berkshire We Offer a Free collect Delivery service anywhere within a 10 mile radius from our Garage in Reading Berkshire but we have been known to venture further a field where a small charge would imply so we can carry out your Mot And Service In Reading.

We Also Offer A Car Disposal Service To Our Customers SO Please Phone or email US with your Details and we will do our level best to help you out. Car Recovery Service 24 Hour– Your Roadside Help and we can also arrange a Car repairs service for you if necessary at our Garage and we will also offer you a 10% discount for any work that is repaired at our garage please ask us for details. If you own a vehicle, you definitely know what automotive trouble can mean. If you find yourself in such a situation, what should come in your mind is a trusted car recovery service. Car recovery services in Reading Berkshire can come to your rescue in no time at all once you contact them. See even more info at https://www.mot-centre.com/free-collect-deliver-service/.

An MOT certificate confirms at the time of the test your car met the minimum road safety and environmental standards required by law. It doesn’t mean your car will remain roadworthy for the following 12 months. You still need to make sure you maintain your car well, including regular servicing. Make sure you’re not caught out by any of the five simple reasons for a fail shown above, then inspect your car against our 11-point checklist below. If you find any problems in the following areas, you can fix some yourself to help keep garage costs down.

Prior to driving, check your tires for nails, cracks, wear or any punctures. In addition, take a look at your tire tread. Checking the tread life on your tires is simple. One easy way is the penny test. Simply insert a penny into your tire’s tread groove with Lincoln’s head upside down, facing you. If you can see all of Lincoln’s head, your tread depth is less than 2/32 inch and it this means it is time to replace your tires.

As a resident of Reading or Berkshire, you really need not look further than The BMW service centre. We have the best BMW specialists in the area and our assurance to all our customers is that they can entrust their prized BMWs with us. There are many vehicle service centres in the Reading and Berkshire area and yes they do provide a wide range of vehicle related services. However, one thing that you need to know is that a BMW should never be left to regular mechanics. You will be happy to know that our mechanics are not your everyday average technicians; we have the expertise to sort out any issues that your BMW might be having and get you safely back on the road in double quick Time

A company which can offer quick free collect and delivery service of the car will be of the best. To know more about the delivery of the services, you need to ask the company about the services they offer. In most cases, the car repair centers will offer an estimate of the time they can take to deliver. It is always necessary to ask and get prepared to that you can make the right decision. Read even more details on https://www.mot-centre.com/.

Changing the oil and checking the fluids is something your car cannot go without. Depending on your car and how often you drive, most cars need an oil change between every 30,000 to 50,000 miles. Making it a habit of changing the oil will extend the life of your vehicle and save you money on costly repairs. During routine oil changes, your mechanic can also check to make sure all other fluids in your car are topped off.

Bizzash Business Solutions, LLC and cash discount solution? The program applies a small customer service charge (fixed or %) to all sales made with a credit or debit card (excluding PIN based debit card transactions). Once the Merchant approves the type and amount of the service charge, it is programmed into their processing system and automatically applied to each credit/debit card sale. Customers can avoid paying the service charge by paying in cash, gift card or money order.

Finding the right bankcard solution is imperative to your business success. Bizzash.cash IS the Right Processing Solution. To this end, we understand that there is no “one-size-fits-all” solution to managing your business…nor should there be for your processing needs. Not only will we assist you in securing the right processing services…we will customize your program to fit your specific business needs. We’ve heard from outside sources that there is a lot of paperwork and jumping through hoops to get these loans. Not any more! We’re here to help you pave the way! Available to Bizzash.cash Merchants: Our processor has worked with their SBA long-term loan processing partners to secure low-cost loan application assistance. If you are NOT currently a Bizzash.cash Merchant…with one (1) SBA Loan Application, you’re eligible to meet with one of our personal loan agents.

What’s the role of a merchant service provider? Merchant service providers act as an intermediary to streamline and secure the payment process between businesses and their customers. Money can come from multiple sources, including debit and credit card payments, bank transfers, and online payment gateways, but a business deals with one channel to ultimately receive their money: the merchant service provider.

Bizzash has over 30 years of business success. Our Founding Members are pioneers in the merchant services and business financing industries. During this time we’ve provided specialized financial products and services to thousands of businesses nationwide. Bizzash Business Solutions, L.L.C., d/b/a Bizzash.cash & Bizzash.com…is comprised of a culturally diverse team of professionals who contribute to the development, growth and success of the company. Collectively our Management Team represents over 150 years of business experience, knowledge, wisdom and leadership.

If you use any type of transportation, ask for a senior discount. This is especially true for those who use public transportation. You could save a significant amount of money on these discounts. Joann Fabrics: On Senior Discount Day, seniors can receive 20 percent off of total purchases; must be 55 or older and discount days vary. Amazon: If you are an AARP member you can save 50 percent on certain Kindle e-books, 10 percent on Kindle e-readers, and 10 percent on audio and print books. Lowe’s: Veteran seniors can receive 10 percent off of eligible purchases .Dunkin Donuts: For those who are looking for a discount and have an AARP membership, expect a free donut with the purchase of a large beverage here. iHop: Senior discounts here are on meal prices and drinks. Up to 10 percent off is provided.

To analyze volumes of customer data, merchants are required to take the painstaking process of securing, storing and minimizing erroneous risks into consideration – all of which are viewed as arduous for businesses of all sizes. Today, technology has revolutionized this process by providing online payment systems capacious to deal with volumes of customer data and details. These systems are equipped with key functionalities for data storage, security and maintaining regulatory compliances when the need arises.

Guaranteed Rates! Transaction pricing that’s fully transparent to merchants & customers. Once you agree to a service charge (flat or %)…we’ll put it in writing that your rate will never increase. Right Again! The fees YOU PAY for accepting credit cards…pay for your customers rewards programs. These charges, referred to as “Interchange Fees” are the chief driver behind credit card revenues and the fuel that ignites rewards programs. Interchange fees are higher in the United States than in most other countries around the world. The Federal Reserve Bank has reported that the average Merchant in the U.S. pays approximately 1.73% of each credit card sale to the card issuers (Visa/MC/Amex/Discover), the card networks and other entities that manage rewards transactions. Find more details on Bizzash.

Cryptocurrency wallet recommendations and crypto exchanges Hold your horses, buddy! Take your time when transferring your money. Don’t rush, and make sure the sending and receiving addresses are correct. Never type an address. Just copy and paste them. This way you avoid any chance of typos. And hey, it’s faster! After you copy and paste it, always verify the first two characters and the last three characters match your address.

Backup your wallet. Store only small amounts of currency for everyday use online, on your computer or mobile, keeping the vast majority of your funds in a high-security environment. Cold or offline storage options for backup like Ledger Nano or paper or USB will protect you against computer failures and allow you to recover your wallet should it be lost or stolen. It will not, however, protect you against eager hackers. The reality is, if you choose to use an online wallet there are inherent risks that can’t always be protected against.

During an ICO (Initial Coin Offering), startups offer the general public an early chance to invest in their idea through a crowded sale. In return, these investors are allocated tokens at a lower price with a promise to sell them at a much higher price when listed on an exchange. Time has proven that ICOs can quite successful with records showing that some tokens ended up more than ten times the value of the projected returns. But what’s the catch in this, you might ask… ICOs have attracted a large number of investors clearly due to their high returns; however, another large number of ICOs have turned out to be total scams. People have lost millions worth of investments.

They are one of the safest and most reliable means of payment. In a world where there are a lot of scammers and looters, we all need to trade in the safest way possible. The cryptocurrencies provide us with that security that makes them an important source of investment now and in the future. See even more details on Coinipop.

During an ICO (Initial Coin Offering), startups offer the general public an early chance to invest in their idea through a crowded sale. In return, these investors are allocated tokens at a lower price with a promise to sell them at a much higher price when listed on an exchange. Time has proven that ICOs can quite successful with records showing that some tokens ended up more than ten times the value of the projected returns. But what’s the catch in this, you might ask… ICOs have attracted a large number of investors clearly due to their high returns; however, another large number of ICOs have turned out to be total scams. People have lost millions worth of investments.

So here we have the European offshoot of Binance, Binance Jersey. This is the second exchange launched by Binance. And it was launched to help European users get into Binance depositing funds from their bank accounts. So Binance Jersey is a perfect option for anyone that wants to buy Bitcoin with a bank transfer. But they are only open for European users. So Americans have to use Binance US and the rest should use traditional Binance.

Coinipop is all about Cryptocurrency transactions. As the leading Cryptocurrency exchange platform, we are buying and selling Cryptocurrencies at the best rates. In order to provide a great solution, we offer our customers a variety of purchase solutions including Credit Card and Wire Transfers. For high volume purchases, we have created an additional OTC desk in order to be able to close a rate in a short period of time. Find additional details at Coinipop.

Real estate investment in Miami, FL and why this pandemic is the best time to sell a house? There are fewer buyers these days. Demand has reduced. Sellers are introducing new and attractive packages and rates to attract buyers. Rates are comparatively lower as compared to house rates in the past. Krishnan says “we worked for a whole day and night for the marketing of our property, including online paid sponsorships and we got only a few offers. Although we promised to provide only 2.85% interest rate and it was a splendid offer.

When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can. See even more information at Commercial properties for rent Miami.

Looking for a home before applying for a mortgage. Many first-time buyers make the mistake of viewing homes before ever getting in front of a mortgage lender. In some markets, housing inventory is still tight because there’s more buyer demand than affordable homes on the market. And in a competitive market, you could lose a property if you aren’t preapproved for a mortgage, says Alfredo Arteaga, a loan officer with Movement Mortgage in Mission Viejo, California. How this affects you: You might get behind the ball if a home hits the market you love. You also might look at homes that, realistically, you can’t afford. What to do instead: “Before you fall in love with that gorgeous dream house you’ve been eyeing, be sure to get a fully underwritten preapproval,” Arteaga says. Being preapproved sends the message that you’re a serious buyer whose credit and finances pass muster to successfully get a loan.

Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

There is no such thing as no money down in real estate because the money has to come from some source. If you want to invest in real estate with no or little money, you need to develop the ability to recognize, understand and even take. Access Nationwide Realty provides world-class tools, education, and analysis to help individual investors, family offices, real estate developers, and industry service providers navigate the ins and outs of the Opportunity Zone program — empowering them to help create positive social impact in under-invested areas of our country. See extra details at here.

Tax help recommendations by best services? The SECURE Act, which became law at the end of 2019, includes several provisions that apply to high income earners. They include: The age for Required Minimum Distributions (RMDs) from retirement plan accounts was raised to 72. However, if you turned 70 1/2 in 2019, you will be required to take a disbursement in 2020. Eliminating the age limit for contributions to Traditional IRA accounts. Increasing annual contribution limits for 401(k) and 103(b) accounts to $19,500, and to $13,400 for SIMPLE IRAs. The contribution maximum for Traditional and Roth IRAs remains at $6,000 per year. Increasing the Social Security wage base to $137,700. Increasing the income ceiling for Roth IRAs. Contributions now phase out at $124,000 and $139,000 of modified adjusted gross income. ($196,000 to $206,000 if you’re married filing jointly.) Increasing limits for long-term care premium deductions to $5,430 per person for people age 71 or over, and to $4,3500 for people between the ages of 61 and 70. Self-employed earners may write off 100% of their premiums using Schedule 1 of the 1040 form. These changes are significant because they make it possible for high income earners to make additional contributions to a retirement plan during the tax year.

The sooner you meet with your preparer, the sooner you should be able to complete your return (even if you decide to file for an extension, as discussed later). If you anticipate a refund, you’ll get that sooner, too. If you wait too long to schedule an appointment with a tax preparer, it might not happen before April 15, and you could miss out on opportunities to lower your tax bill, such as making deductible contributions to an IRA or a health savings account.3? 4? Note: for 2020, the deadlines for making these contributions and for filing taxes is July 15.

The Tax Cuts and Jobs Act (TCJA) created the Qualified Business Income (QBI) deduction when the law went into effect in 2018. You might be able to deduct 20% from your qualifying business income if your business is a pass-through entity—a sole proprietorship, an S corporation, or a partnership, passing its income and deductions down to its shareholders, partners, or owners to report on their personal returns. This deduction is in addition to claiming your ordinary business expense deductions. You should qualify if your taxable income is below $157,500, or $315,000 if you’re married and filing a joint return. Special rules apply if you earn more than these amounts, so you might still qualify depending on the nature of your business. See more details on LLC tax preparation.

Make 401(k) and HSA Contributions: People can make tax deductible contributions to traditional IRAs up to April 15 of next year. However, the door closes on Dec. 31 for 401(k) and health savings account contributions. “It’s a hard stop,” says Wendy Barlin, a Los Angeles-based CPA and author of “That’s Deductible!: Simple Tips and Tricks to Find More Business Tax Deductions.” “Whatever opportunities you have at work (for retirement savings), make sure you maximize them before the end of the year,” she says. Taxpayers with a qualified high-deductible family health insurance plan can deduct up to $7,000 in contributions to a health savings account. Individuals with self-only coverage can deduct $3,500. Those age 55 or older are eligible for an additional $1,000 catch-up contribution. Tax deductible contributions to a traditional 401(k) are capped at $19,000 for 2019. Workers age 50 and older can make an additional $6,000 in catch-up contributions.

Don’t Assume Anything. When making your initial debt collection call, quickly make sure that the debt has in fact not been paid. Don’t alienate the customer. Remember there may be potential future business with the customer. The debt in question could be a mistake and not a collection problem at all. Be careful with your tone and your words at this point. Wait and listen to what the customer has to say, and be sure to document the interaction carefully and accurately.

Current research indicates that individuals are likely to make errors when preparing their tax returns. The following tax tips were developed to help you avoid some of the common errors dealing with the standard deduction for seniors, the taxable amount of Social Security benefits, and the Credit for the Elderly and Disabled. In addition, you’ll find links below to helpful publications as well as information on how to obtain free tax assistance. If you do not itemize your deductions, you can get a higher standard deduction amount if you and/or your spouse are 65 years old or older. You can get an even higher standard deduction amount if either you or your spouse is blind. (See Form 1040 and Form 1040A instructions.) Discover additional information at this website.