Posts in category: Legal

Sfaturi legale oferite de avocatului Cluj? Urmărirea penală, reprezintă prima fază a procesului penal și constă în activitatea desfăşurată de organele de urmărire penală pentru strângerea şi verificarea probelor cu privire la existenţa infracţiunii, la identificarea făptuitorului şi la stabilirea răspunderii acestuia, pentru a se constata dacă este sau nu cazul să se dispună trimiterea lui în judecată. Organele judiciare care desfăşoară activităţi specifice de urmărire penală sunt: procurorii care fac parte din Ministerul Public şi sunt constituiţi în Parchete pe lângă fiecare instanţă şi organele de cercetare penală. Este o fază procesuală nepublică, necesară şi obligatorie în cadrul procesului penal. Urmărirea penală, ca prima fază a procesului penal român, este reglementată de Titlul I din Partea specială a Codului de procedură penală, art. 200-286. Cititi mai multe informatii in plus pe site-ul avocat penal. Urmărire penală : Urmărirea penală, reprezintă prima fază a procesului penal și constă în activitatea desfăşurată de organele de urmărire penală pentru strângerea şi verificarea probelor cu privire la existenţa infracţiunii, la identificarea ei.

Circumstanțe agravante în cazul infracțiunii de trafic de droguri: Cu privire la infracţiunile cuprinse în prezentul capitol, pe lângă situaţiile prevăzute în Codul penal, constituie circumstanţe agravante următoarele situaţii: persoana care a comis infracţiunea îndeplinea o funcţie ce implică exerciţiul autorităţii publice, iar fapta a fost comisă în exercitarea acestei funcţii; fapta a fost comisă de un cadru medical sau de o persoană care are, potrivit legii, atribuţii în lupta împotriva drogurilor; drogurile au fost trimise şi livrate, distribuite sau oferite unui minor, unui bolnav psihic, unei persoane aflate în cură de dezintoxicare sau sub supraveghere medicală ori s-au efectuat alte asemenea activităţi interzise de lege cu privire la una dintre aceste persoane ori dacă fapta a fost comisă într-o instituţie sau unitate medicală, de învăţământ, militară, loc de detenţie, centre de asistenţă socială, de reeducare sau instituţie medical-educativă, locuri în care elevii, studenţii şi tinerii desfăşoară activităţi educative, sportive, sociale ori în apropierea acestora.

În cazul în care avocatul suspectului sau al inculpatului este prezent la efectuarea unui act de urmărire penală, se face menţiune despre aceasta şi despre eventualele obiecţiuni formulate, iar actul este semnat şi de avocat. [art. 92 alin. (6) din Codul de procedură penală] Avocatul are dreptul de a formula plângere potrivit art. 336-339. [art. 95 alin. (1) din Codul de procedură penală] Este vorba despre plângerea împotriva actelor şi măsurilor de urmărire penală dispuse de organul de cercetare penală, respectiv de procuror. Din economia reglementării rezultă că art. 95 alin. (1) din Codul de procedură penală, consacră dreptul avocatului de a formula acest tip de plângere în situaţia în care s-a adus atingere propriilor sale drepturi procesuale prin actul sau măsura organelor de urmărire penală. În ipoteza în care legiuitorul ar fi dorit să statueze dreptul avocatului de a acţiona în acest caz ca împuternicit (substituit procesual) al unei alte persoane, ar fi conferit şi dreptul avocatului de a formula plângere în temeiul art. 340 din Codul de procedură penală. Vedeti mai multe detalii in plus aici avocatripan.ro.

Constituirea unui grup infracţional organizat: Dacă persoana care a săvârşit una dintre faptele prevăzute în alin. (1)-(3) înlesneşte, în cursul urmăririi penale, aflarea adevărului şi tragerea la răspundere penală a unuia sau mai multor membri ai unui grup infracţional organizat, limitele speciale ale pedepsei se reduc la jumătate. Prin grup infracţional organizat se înţelege grupul structurat, format din trei sau mai multe persoane, constituit pentru o anumită perioadă de timp şi pentru a acţiona în mod coordonat în scopul comiterii uneia sau mai multor infracţiuni.

UK online court platform proposal and recommended community law support by Rev. Dane Marks? The Board Members of the project include Suzanne Lewis, Head of Compliance and Company Relations, Luana Gomes Medalha, Head of Operations and Antonia Wilkinson, Head of Team Management. The organisation is made up of predominantly young aspiring solicitors and barristers who volunteer to the project to gain experience for the solicitors qualifying exam (SQE). The very large and leading law project have gained support and collaborations from leading law university societies, not for profits and organisations both nationally and internationally. Dane believes that more organisations should embrace diversity as a business model in today’s environment, to truly reflect the global culture and expresses this can only be a benefit.

Partner spotlight: The Miscarriages of Justice Awareness Society aims to serve as a friendly and educational society to all Cardiff University students. This society aims to inform members about how, when, and why miscarriages of justices occur, with a primary focus on the British Legal System. We will provide interactive, educational, and informative meetings, allowing every student the opportunity to delve into the system and uncover its flaws and evaluate the necessary reforms. We believe doing so is of fundamental importance. We endeavour to produce an exceptional, and most importantly an inclusive, society. Miscarriages of Justice do not have a set definition but can include wrongful convictions of the factually innocent, acquitting the factually guilty, and victims not receiving rightful compensation. This area of law is not currently getting the attention it deserves. Furthermore, we believe that current global events highlight the need for this society more than ever. Once you have purchased your membership, please request to join the Private Members Facebook Group, the link can be found on the left-hand side of the screen. Here, you will have the access links to all of our upcoming events. Discover more details at community based legal company.

Legal tip of the day: Keep a diary of all of your complaints and limitations on your physical activities. This will help you remember details many months later when you are required to provide a statement or testify about how your injuries impacted your daily life. Start thinking about the witnesses you may need in the future. It may be necessary someday to have friends, neighbors or co-workers testify regarding your disability and pain and suffering.

We are in a position to fully advise you at all stages of any dispute with Social Services, from child protection conferences through to the court proceedings. We can represent you at a PLO (pre-proceedings) meeting called in respect of your children, to try and negotiate with the Local Authority and avoid care proceedings. We often deal with cases that involve contact with children in care and adoption. We can represent you in any Court Proceedings brought by the Local Authority seeking an order for your children to be taken into care or to become subject to a Supervision Order (and in such cases legal aid is automatically available, without financial contribution, to parents of children who are the subject of Care Proceedings). All members of our team have extensive experience in dealing with complex cases dealing with issues.

Clients on low incomes may have further difficulties in accessing emails, printers, scanners or even the internet. Many are caught within the endless cycle of service jumping as many cannot find a service that can completely fill their legal needs and thus keep being referred from one place to another. The limited advice they get from pro bono sessions with lawyers are sporadic and can only be within a 30-minute time span in many cases. To combat this, we have secured a partnership with 350 law firms that provides a 24/7 legal advice live chat tool on our website to give quick, accessible advice at one’s convenience. Our company is free to register with as a volunteer or a paralegal. Anyone is welcome to sign up who is interested in making their community a better place regardless of degree. Find extra info at Rev. Dane Marks.

If we observe the number of cases even before the COVID-19 pandemic, there were towering 39.300 cases in the Crown Court. After we faced the social distancing needs in 2019, the backlog of cases elevated at least 36 per cent, and the reports showed 53,318 points. Also, the COVID-19 spread across Scotland has resulted in the Lord President’s announcement that during the lockdown time, all the criminal courts will prioritize the most serious trials to keep things going smoothly. The decision expresses that most summary trials in the Sheriff Court and Justice of the Peace Court will be adjourned to decrease the number of overall trials to 75%.

High quality solicitors services London 2022? Kush is the firm’s Compliance Officer for Legal Practice (COLP) and Compliance Officer for Finance and Administration (COFA). He believes in delivering a top quality client experience and putting clients’ interests above all. These beliefs have shaped the ethos and culture of Birdi & Co Solicitors, hence our tagline “A Client-Centred Law Firm”. Discover even more information at solicitor London. We strive to understand the specific needs of our clients and, using our knowledge and expertise, focus on delivering real-life and practical solutions.

Whatever the circumstances, we have extensive knowledge of the legal process involved in Management Buy-Out and Buy-In transactions and will provide specialist advice to you which is suitable to your particular circumstances. Our unique selling point is that we understand what clients want from their lawyers. We will manage your transaction proactively, with careful attention to detail while never losing sight of the bigger picture. While working with us you will have access to our strong network of other professionals such as accountants, independent financial advisers and bankers.

The chosen structure for a demerger will depend on a number of factors such as the company’s financial position, tax considerations, availability of reserves and the commercial reasons for segregating the business. Tax is usually a key factor in structuring a demerger transaction. Demerger transactions involve a lot of legal paperwork. It is important to obtain legal advice from specialist lawyers to give you the peace of mind that the transaction will be appropriately handled, project-managed on your behalf and provide high quality legal advice tailored to your business. Our unique selling point is that we understand what clients want from their lawyers. We will manage your transaction proactively, with careful attention to detail while never losing sight of the bigger picture. While working with us you will have access to our strong network of other professionals such as accountants, independent financial advisers and bankers. Read extra info at https://www.birdilaw.com/.

A failure to comply with FSMA is a criminal offence and could result in any earnings you make being treated as the proceeds of a crime under the money laundering regulations. Notwithstanding this serious point, ensuring that you comply with FSMA will verify and increase your credibility and professionalism from your investor’s perspective. Not doing so could have the opposite effect. We are well-versed in advising and project managing matters involving: Pre-Seed (including family and friends) and Seed (including angel investment) Funding; Term Sheets and Cap Tables; Founders’ and Investment Agreements (including negotiation of warranties and indemnities); Bespoke Articles of Association to comply with EIS/SEIS legislation if applicable; Share Options (including sweat equity options); Loan Note Instruments and Finance Documentation; Company Secretarial tasks.

Early Neutral Determination – a neutral expert is instructed to give a non-binding opinion on the dispute before the case proceeds through the courts. Our unique selling point is that we understand what clients want from their lawyers. We will manage your transaction proactively, with careful attention to detail while never losing sight of the bigger picture. We offer a range of pricing options and will be happy to discuss these with you. As a client-centred law firm, we will be transparent with you about our pricing and actively manage these in line with our agreements.

Najlepsza Kancelaria prawnicza z czaplewski-kancelaria.pl? W sprawach rozwodowych współpracujemy z biurami detektywistycznymi działającymi w Gdyni i Gdańsku. Wykorzystujemy wiedzę i doświadczenie, aby sprawy prawne naszych Klientów były jak najlepiej zabezpieczone. W naszej pracy wykorzystujemy nie tylko wiedzę prawną, lecz również specjalistyczną wiedzę z zakresu psychologii i pedagogiki. Nieodłączną dominantą zawodu adwokata jest dyskrecja. W naszej kancelarii kładziemy szczególny nacisk na przestrzeganie wszystkich zasad przewidzianych w Kodeksie Etyki Adwokackiej. Odkryć dodatkowy detale na tej stronie o rozwód gdynia.

Co to jest więź fizyczna? Więź fizyczna oznacza, że małżonkowie utrzymują kontakty seksualne. Trzeba pamiętać, że obie strony muszą chcieć bliskości fizycznej i się na nią godzić. Zasadą jest, że między małżonkami, którzy chcą się rozwieść brak jest kontaktów fizycznych. Co to jest więź gospodarcza? Więź gospodarcza oznacza, że małżonkowie często pomimo życia pod jednym dachem, zachowują się bardziej jak współlokatorzy niż małżonkowie, czyli nie prowadzą wspólnego gospodarstwa domowego. Jeżeli zatem małżonkowie jedzą wspólnie posiłki, robią razem zakupy, spędzają we dwójkę czas wolny, bezkonfliktowo dzielą się pieniędzmi, a jeden małżonek sprząta po drugim, gotuje i pierze, to można narazić się na zarzut niezerwania więzi gospodarczej.

Instytucja zasiedzenia wydaje się być sprzeczna z konstytucyjną zasadą nienaruszalności prawa własności. Jednakże, z praktyki i doświadczenia naszej Kancelarii wynika, że zasiedzenie stoi ponad prawem własności. Obrona przed zasiedzeniem Jak bronić się przed zasiedzeniem? Przede wszystkim – co najważniejsze – należy starać się przerwać bieg terminu zasiedzenia. Jeśli tylko mamy podejrzenie, że ktoś traktuje naszą własność jak właściciel – musimy wnieść do Sądu powództwo windykacyjne.

Co to jest zachowek? Zachowek jest instytucją przewidzianą w Kodeksie cywilnym, która ma na celu ochronę najbliższych zmarłego. Zachowek jest rekompensatą, która przysługuje osobie, która została pozbawiona przez zmarłego spadku. Stanowi niejako kompromis pomiędzy zagwarantowaną spadkodawcy swobodą rozdysponowania majątku na wypadek śmierci, a prawem bliskich do partycypowania (w określonym zakresie) w majątku zmarłego członka ich rodziny. Zachowek stanowi ułamek wartości udziału spadkowego, który przypadłby uprawnionemu do zachowku, gdyby spadkodawca w testamencie nie zapisał majątku komuś innemu.

Jak zlokalizować testament i majątek spadkowy? Sporządzając testament u notariusza można wpisać sporządzony dokument testamentu do Notarialnego Rejestru Testamentów (NORT). Znajdujące się w rejestrze testamenty mogą zostać w szybki i prosty sposób odnalezione przez osoby zainteresowane spadkiem. Co się stanie gdy sporządzimy nieważny testament? W przypadku sporządzenia nieważnego testamentu o sposobie podziału spadku zadecydują przepisy ustawy, a nie autor testamentu. Widzieć jeszcze informacja na tej stronie o https://czaplewski-kancelaria.pl/.

Looking for personal injury lawsuit tips in Rutherfordton?? Vehicle accidents occur at alarming rates throughout the state of North Carolina. Unfortunately, these incidents can occur between multiple vehicles as well as incidents involving vehicles versus pedestrians, bicyclists, and motorcyclists. Accidents involving large commercial trucks can be devastating for those inside traditional passenger vehicles. Often, these incidents are caused by the careless or negligent actions of truck drivers or trucking companies. Our team strives to secure full compensation for our clients, and we are not afraid to stand up to well-funded trucking companies in the process.

Keep your attorney informed of anything that might affect your case. Certainly nothing should be signed without first consulting the attorney. Applications for insurance benefits, reports to the State, any change in doctors, returning to work, any change in treatment, etc., should be reported promptly. Disability or unemployment applications should first be checked by the attorney. Keep your attorney advised of any vacation times when you may not be available. An emergency telephone number and an alternative way of reaching you must be in your attorney’s file at all times.

According to N.C. Gen. Stat. section 1-52 the statute of limitations on personal injury cases is three years. This means you have three years from the date of your injury to file a claim or you may lose your right to obtain compensation. Depending on the specifics of your case, you may qualify for an extension to the statute of limitations. An attorney from our firm can let you know how the statute of limitations can affect your case. There are three main types of damages available in a personal injury case, economic, non-economic and punitive. The first two are called “compensatory damages” since their main purpose is the compensate the injured party for their losses associated with suffering an injury. Economic damages, as the name suggests compensate the injured party for financial losses related to their injuries such as the inability to work and medical expenses. Non-economic damages, on the other hand, compensate for more intangible losses such as pain and suffering and mental anguish. Punitive damage differs from the first two in that their main purpose is to punish the negligent party. As such punitive damages can be quite severe and are not often awarded. Read extra details at Price Petho & associates personal injurty attorneys.

When a person dies as a result of negligence, wrongful action, or the fault of another person, it is vital that family members be able to recover compensation for their losses. These incidents can occur in a wide variety of ways, including any of the types of injuries we mentioned above and more. Success in every case requires thorough preparation and attention to detail. We pride ourselves on providing the highest level of personal service to our clients and aggressive representation on their behalf.

In North Carolina, the employer is responsible for: Medical care- Workers’ compensation provides for payment of medical expenses, including hospital and rehabilitation services, prescription medication and travel expenses. The injured worker may also be entitled reimbursement of travel expenses to treatment facilities at the rate of 50.5 Cents ($0.505) per mile, provided that travel is 20 miles or more per round trip. Lost wages- Lost wages are paid after the first seven days of disability and are calculated at the rate of two-thirds of the employee’s average weekly wages. These benefits are referred to as “Temporary Total Disability” or TTD and “Temporary Partial Disability” or TPD.

Attorney Douglas A. Petho is a native of the Charlotte area who joined the firm in 1993. Since joining the firm in 1993, attorney Petho’s primary focus has been the litigation of plaintiff’s personal injury suits. He has successfully tried hundreds of cases to jury verdict involving automobile accidents, trucking accidents, pedestrian accidents, slip and fall accidents, animal attacks, intentional torts, and work-related accidents. He has served as a representative of the plaintiff’s bar on the Mecklenburg County District Court Rules Committee and has served as an arbitrator in numerous insurance disputes. See more information at https://www.priceattorneys.com/.

Personal injury lawsuit tips in Rockingham, NC? Dogs and other pets can cause severe injuries in the event they bite or attack somebody. Dog and pet owners have a responsibility to ensure that other individuals around these pets are safe, but there are times when pet owners fail to take proper safety precautions. North Carolina has various laws regarding dog bite injuries, and victims are often able to recover significant compensation from insurance carriers or at-fault parties in these cases.

Insurance company private investigators have been known to carry concealed tape recorders to interview claimants and their friends or acquaintances. You should never discuss your case with anyone other than your attorney and your treating doctors or therapists. It is extremely important that you advise your attorney of any PRIOR ACCIDENTS, PRE-EXISTING INJURIES or PRE ACCIDENT PHYSICAL COMPLAINTS. Many good cases are compromised or lost because the injured person forgets or conceals previous injuries or history of physical complaints from his or her own attorney.

Injuries from an accident or due to the negligence of another can leave you with many new challenges-pain, medical bills, and lost wages, to name a few. All of it is compounded by the anxiety of wondering how to pay for your recovery. You do not have to face these problems alone. Price Petho & Associates is a team of experienced Charlotte personal injury attorneys who will fight for our clients. We are resourceful problem solvers ready to help you seek the compensation you need and deserve. Read additional details on see the price attorneys website.

When a person dies as a result of negligence, wrongful action, or the fault of another person, it is vital that family members be able to recover compensation for their losses. These incidents can occur in a wide variety of ways, including any of the types of injuries we mentioned above and more. Success in every case requires thorough preparation and attention to detail. We pride ourselves on providing the highest level of personal service to our clients and aggressive representation on their behalf.

What is Workers’ Compensation? Workers’ compensation is a state-operated system that provides benefits to workers who sustain a compensable injury by accident arising out and in the course and scope of their employment. The North Carolina Workers’ Compensation Act defines an “injury by accident” as an unlooked-for or untoward event such as a slip, trip, fall or other unexpected events that interrupt your usual work routine. Benefits can also be paid for certain recognized occupational diseases. An occupational disease is any disease that is caused by the specific type of work that you do, as opposed to the types of work that the average person might do. If your job involves a higher rate of a particular disease, it may be considered an occupational disease. There are specific conditions that are recognized in the North Carolina Workers’ Compensation Act, including asbestosis, silicosis, synovitis, tenosynovitis, bursitis, and chemical exposure.

Attorney Douglas A. Petho is a native of the Charlotte area who joined the firm in 1993. Since joining the firm in 1993, attorney Petho’s primary focus has been the litigation of plaintiff’s personal injury suits. He has successfully tried hundreds of cases to jury verdict involving automobile accidents, trucking accidents, pedestrian accidents, slip and fall accidents, animal attacks, intentional torts, and work-related accidents. He has served as a representative of the plaintiff’s bar on the Mecklenburg County District Court Rules Committee and has served as an arbitrator in numerous insurance disputes. Find even more details at priceattorneys.com.

Remortgage solicitor in Manchester, UK by BlackstoneSolicitorsLtd? Some individuals review their Wills regularly ensuring that they amend them to take account of a change in family or personal circumstances. However, those that don’t may find that on their death their Wills may not reflect their own last wishes or the expectations of those they have left behind. There are a number of reasons one might wish to make a Deed of Variation, for example, to make provision for someone who was excluded from the Will, to take account of differences in the financial position of beneficiaries, or to simply pass assets on to the next generation. There may well be other financial reasons to consider. At Blackstone, we can help to ensure a Deed of Variation achieves the outcome you are looking for. It is imperative that you seek expert legal help as once a variation has been made it cannot be undone.

As a majority shareholder you may also want to prevent the minority shareholders from setting up a rival business to the company’s business or passing on any confidential information about your company to any potential competitors. Both of these can be provided for in the agreement. If you would like to include restrictions on the transfer of shares, this can be provided for in the agreement – for instance, not allowing sale to a competitor or any other individual who is not involved in the running of or who would not have any interest in the business. Shareholders’ agreements can be drafted to cover rules about how and to whom shares can be transferred, on what terms and at what price.

We are dogged in our determination to make sure all parties involved do what they should be doing, when they should be doing it, giving you the peace of mind to focus on the other important matters you are dealing with. Transferring the ownership of a home that has a mortgage, such as when gifting to the next generation, or giving someone shared ownership of a property with a mortgage can be tricky. While it is entirely possible to do so, there are a variety of factors to take into consideration. To find out more about how to transfer the ownership of a property with a mortgage, contact our residential property solicitors today for a free, no obligation initial discussion on 0161 929 0121. Or alternatively fill in our online enquiry form or email us on info@blackstonesolicitorsltd.co.uk and a member of our team will contact you.

Why are we better for you? We stand out from the crowd because we care about every case we take on, and doggedly fight to get the result that is fair and right. This is reflected in our ethos of passion and tenacity, which we follow at all times. We understand clients want a law firm to fight their corner every step of the way. We are: Passionate about each and every case, Willing to pursue what we think is right, Highly experienced in getting the right results for our clients, Highly academic – both in our background and our approach, Proud of the work we do. Find more information on Blackstone Solicitors.

What will I need to do during the rent recovery process? Blackstone Solicitors will perform the vast majority of work during the rent recovery process. We understand that chasing money can be exhausting and stressful, which is why we take appropriate steps to alleviate the burden. All we need from you are copies of: Property ownership documents, Details about the tenant, The tenancy contract, Evidence that you did not receive the money you are attempting to claim back, Evidence that the tenant left your property within the last six years.

There are a number of reasons why a Landlord or Tenant may want to end a commercial lease early. In any event, and notwithstanding the reason, there are steps that must be taken in order to ensure that the lease can be determined. Below we outline the reasons and the complications that can arise. Conduct would include delivering the keys to the Landlord and the Landlord accepting receipt so that the lease comes to an end. However, both options would require the Landlord to agree to the Tenant surrendering the lease. The Landlord may also ask for a payment to be made as ‘compensation’ for the loss of rental income. Similarly, if the Landlord wishes to determine a commercial lease early, it can ask the Tenant for a surrender. In this instance, the Tenant is not obliged to agree and may accept to surrender upon payment of a premium. Discover extra details on https://blackstonesolicitorsltd.co.uk/.

Bankruptcy attorney Houston, Texas and chapter 7 reliable advices? A ‘Motion for Non-Suit’ is what a creditor files to have its lawsuit dismissed. This can be ‘with prejudice’ (meaning a new lawsuit cannot be filed over the debt in the future) or ‘without prejudice’ (meaning the creditor has the right to file a lawsuit over the same debt in the future). A creditor may file a non-suit as part of a settlement agreement. A creditor may also file a non-suit when they realize they do not have all the documents necessary to prove the debt to a judge (or jury). If a non-suit is filed that means the lawsuit will not result in a judgment.

When is the IRS likely to agree to an Offer In Compromise? The two main reasons the IRS will agree to an OIC are if there is doubt as to collectability (you do not have enough income or assets to pay the tax debt in full) or that collection of the full tax would create an economic hardship, would be unfair or would be inequitable. The IRS even has an online tool to help determine if you may qualify for an OIC to settle your back tax debt. There is a mathematical calculation that must be performed that involves the net value of your assets and your net monthly income.

If you have questions about how a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in Houston (or the surrounding areas) may be able to help you or your business, please call today to schedule a free consultation. Even if bankruptcy is not right for you and your situation, I may be able to help you through the process of debt settlement, if needed. My job as a lawyer is to educate you about all of your options when seeking a financial fresh start so that you can make an informed decision that is right for you. I think that customer help should be the number one priority in any business, but it is also very important important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues. Find even more information at top rated bankruptcy attorneys in houston.

One of Chapter 13’s most attractive features is the chance to keep your home as long as you can pay the mortgage under a settlement plan. Under Chapter 13, people have three to five years to resolve their debts while applying all their disposable income to debt reduction. The option allows applicants to eliminate unsecured debts while catching up on missed mortgage payments. Short-circuiting home foreclosure is one of the option’s most attractive features. Though keeping your home can be a major relief, you’re required to spend years living under the supervision of a court-appointed trustee who will collect and distribute your payments.

Invest in Qualified Opportunity Funds: Taxpayers can defer paying capital gains by reinvesting their money into Qualified Opportunity Funds. The funds, which were created by the Tax Cuts and Jobs Act of 2017, are intended to spur economic development and job creation in distressed communities. If money is held in a Qualified Opportunity Fund for seven years, 15% of the capital gains tax on the investment is eliminated. “It’s a wonderful tax incentive,” Zollars says. However, like other provisions of the tax reform law, the funds and their tax-savings benefits are scheduled to end in 2026. That means to have your money held in a fund for seven years, you’ll need to make an investment before Dec. 31, 2019.

Reinvested dividends: This isn’t really a tax deduction, but it is a subtraction that can save you a lot of money. And it’s one that many taxpayers miss. If, like most investors, you have mutual fund dividends automatically invested in extra shares, remember that each reinvestment increases your “tax basis” in the stock or mutual fund. That, in turn, reduces the amount of taxable capital gain (or increases the tax-saving loss) when you sell your shares. Forgetting to include the reinvested dividends in your cost basis—which you subtract from the proceeds of sale to determine your gain—means overpaying your taxes. TurboTax Premier and Home & Business tax preparation solutions include a very cool tool—Cost Basis Lookup—that will figure your basis for you and make sure you get credit for every dime of reinvested dividends.

A Chapter 13 bankruptcy allows you to keep your stuff and get on a more affordable repayment plan with your creditors. You’ll need to have enough income to afford the payments and be below the maximum total debt limits (currently nearly $400,000 for unsecured debts and $1 million-plus for secured debts). A court will approve the Chapter 13 repayment plan, which usually lasts three to five years, and your trustee will collect your payments and disburse them to your creditors. Once you finish the plan, the remainder of the unsecured debts is discharged. See even more info on dovebankruptcylaw.com.