Best kidney stones removal doctor by UroGynecology in Chennai, India

Top fibroids treatment doctor? Large kidney stones cannot be passed through urine. They have to be surgically taken out or they have to be broken into tiny pieces and let them pass through urine. There are several different approaches available today. Your urologist will decide on the type of treatment that’s best for you after taking a look at the reports. ESWL – Extracorporeal Shock Wave Lithotripsy. This non-invasive procedure uses shock waves (strong electromagnetic waves) that will be precisely pointed at the kidney stones. Due to the energy passed to the stones, they break up into tiny pieces which will eventually come out through urine. This is a little painful procedure performed for around 60 minutes. You will be put under anesthesia before the procedure starts. The procedure will leave bruises on the back or abdomen, but eventually they will go away. You may feel pain when passing the small stones and may even see urine in blood.

Dr.Karthik Gunasekaran is a world renowned Urologist/Urogynecologist and Pelvic Reconstructive Surgeon from Chennai. A gold medalist in Urology from Madras Medical College, his guidance in Urogynecology started under Prof N.Rajamaheshwari at the Govt.Kasturba Hospital Chennai. Having trained for three years there, he left to the USA for further training. He underwent Fellowship training in Urogynecology and Pelvic Reconstructive Surgery from the Cleveland Clinic Foundation and Hospital in Weston, Florida, USA IN 2003.

Kidneys filter out waste matter and fluids from blood. That waste is sent to excretion organs and passed out of the body. When the amount of fluids are less in the body (say,a person is not drinking enough water), there will be more solid waste that gets stuck inside the kidney. This waste turns into stone like structures resulting in Kidney Stones. Small and tiny stones can be found in many people and the body ejects it without any problems. If the stones are bigger in size, they get stuck and the body will not be able to eject them out. See even more details on Kidney stones removal in Chennai.

Home remedies options to treat fibroids? Simple answer is NO. You can’t treat fibroids at home. As the estrogen levels come down in your body (typically during menopause), some fibroids shrink and go away. When you are not able to bear the pain, all you can do (after taking your urologist or urogynecologist’s advice) is apply hot pack while lying down on your back. If over the counter pain killers are available, you can take them for temporary pain relief. Administration of pain killers should be only in emergency period. You must see your gynaecologist if they are bothering you.

GAURI – Guna Associates in Urogynecology & Research for Incontinence, is the first continence and pelvic health centre in India. At GAURI, you can find the help you need for yourself or a loved one. The centre offers state-of-the-art care for women with bladder control and support problems, including all resources necessary for effective diagnosis and treatment. The expert staff at the continence centre specialize in medical, non-invasive and minimally invasive management of urinary and faecal incontinence. Consultations and second opinions are provided, along with testing of bladder dysfunction problems. Discover even more details at this website.

High quality Belotero dermal fillers online store and skin care tricks

Top Perfectha dermal fillers online shopping and beauty tricks? If you feel like your pucker could use a little plumping pick-me-up, try this option, a top choice for Byrdie’s Senior Editor Lindsey Metrus. It’s crazy hydrating, which goes a long way to make lips look instantly fuller, but also touts a polypeptide complex that defines lip contours, too. And, best of all, there’s none of the stinging or irritation that comes along with so many other plumping lipsticks.

Lip and cheek color. Choose the right lipstick shade according to your makeup and skin tone. It must complement your eye makeup and blush-on. Don’t go with too dark blush shades if you have a dark eye-makeup, nudes are in fashion, though. Finally, use a makeup fixer and spray it all over your face gently to finally fix everything in place to last longer.

Don’t overdry the affected area. It’s not the chemical you use; it’s the amount you use, says Neal Schultz, M.D., a Manhattan derm. “People think if a little salicylic or glycolic acid is good, more is better,” he says. “It gets to the point that the active ingredient irritates the skin, making it scaly and flaky and red.” To prevent irritation, try a lower concentration of active ingredient once you’ve already broken out. Dr. Zeichner recommends checking your label for a concentration of benzoyl peroxide around 2.5 percent. One that really works: Paula’s Choice Clear Regular Strength Daily Skin Clearing Treatment ($17). Discover additional details at dermalfillerdirect.com.

Your pent-up stress is breeding new pimples. Stress triggers acne, and acne results in more stress—ah, the very vicious cycle. When you’re under pressure, your skin produces stress hormones, including cortisol, that can stimulate your oil glands to make testosterone, Dr. Downie explains. This then increases your oil production and clogs your pores. What you can do differently: Work out regularly, meditate, and take time out of your busy schedule to focus on yourself. All these things will help you release stress, so your body doesn’t continue to release hormones that are trying to wreak havoc on your skin.

Use exfoliated cream! Peeling is absolutely necessary for your skin at least once a week. Use special coconut or aloe vera exfoliating cream and you will see what radiant effect it will give to your face. Do not over-massage the skin after applying exfoliating cream to avoid irritating the skin even worse. After you finish the peeling session, wash your face with warm water and dry your skin with a clean towel, but by tamping, do not wipe aggressively. If you rub too hard with the towel on your face you can irritate the skin that just came to the surface with the help of peeling.

There are numerous anti-acne products available in pharmacies that do not require a prescription. The pharmacist can recommend one that suits your needs. However, for a specialized treatment it is best to consult a dermatologist. The products available on the market include in their composition an antibacterial agent that can also have a drying effect of the skin, namely benzoyl peroxide, or salicylic acid, an anti-inflammatory agent that is very effective in removing bacteria from the skin surface. See even more information at https://www.dermalfillerdirect.com/.

Aquarium fish tank mates tricks

Kuhli loach tank mates guides? Guppies are small, colorful, freshwater fishes that are very low maintenance. They are so tough that they can survive for a week without eating, but of course, this is not advisable. If you’re not planning to breed them, don’t combine male and female Guppies in one tank or you’ll end up with a handful of baby Guppies in no time. The Kuhli Loach is a tiny, eel-shaped fish that is friendly towards other fishes. They have a lifespan of 10 years, so be prepared to take care of them long-term. They grow to be 4 inches long, and they’re more active at night. Some experience is needed before caring for this fish because their lack of scales makes them susceptible to diseases.

An overview of tropical fish tanks, what they are, and the pros/cons of keeping one. Are you considering getting a tropical fish tank? Keeping tropical fish is a pleasurable hobby for families around the world. While keeping fish as pets has been a tradition going back to ancient Egypt and China, keeping tropical fish as pets is a much more recent hobby. Why? Because tropical fish are fish that live in warm water. For tropical freshwater fish, ideal temperatures revolve around 76 to 80 degrees Fahrenheit (24.5 to 26.7 degrees Celsius). Tropical marine (saltwater) fish enjoy their temperature a little bit warmer at 80 to 82 degrees Fahrenheit (26.7 to 27.8 degrees Celsius). If you want to successfully cultivate and maintain a tropical fish tank, take the time to learn everything you can before you start. Read additional info at kuhli loach tank.

A dirty aquarium can threaten the health of fish and other inhabitants. Cleaning the aquarium is not limited to changing the water; cleaning the decorations and walls of the aquarium is also necessary. To do this as correctly as possible, read this article before cleaning. Before cleaning the aquarium, browse the specific literature, or consult a pet store about how often you need to change the water in a freshwater aquarium. Aquarists’ opinions on this matter differ, so we advise you to find several points of view and choose the most suitable for you.

Reef aquarium maintenance is essential to success in the hobby. Routinely doing regular maintenance will prevent nutrients from forming in your tank, as well as replenish minor and trace elements removed by corals. Keeping a regular maintenance schedule will help you maintain success and optimize color and growth in your saltwater tank. Let’s dive in to some of the most important techniques of reef aquarium maintenance. Though recently up for debate, frequent water changes are commonly accepted as one of, if not the, most important techniques of successful reef aquarium maintenance. The reason water changes are important is not just for removing nutrients from the water, in fact that is one of the least important benefits. With good filtration, a well planned cleanup crew, and efficient refugium, nutrients can be kept very low without replacing the water frequently, if at all. If not to remove nutrients from the tank, then why are we doing water changes at all? Find additional details on freshwater fish.

Mindfulness meditation tricks by ThePeacefulPace

Yoga and mindfulness meditation tricks? When to apply SWOT analysis? You can use SWOT analysis in different approaches and for various purposes. For instance: It is a useful ice-breaker and opening exercise in any strategic planning. It makes everyone thinks of the organization simultaneously, the corresponding lines, and a bestowed understanding of the difficulties and benefits. It can surface deep problems and obstacles in a ‘secure’ way because its composition needs a conversation about issues and vulnerabilities. It can be used to address one or more selective difficulties and distinguish the way ahead. It is additionally helpful in general thinking regarding a shift in strategy and ‘where shall we move next?’

Slowly Build Core Muscles: Focus on slowly building up your core muscles, rather than rushing into things. Here are 3 of our favorite core strengthening moves: Leg circles, Scissor kick, Plank leg lift. If you’re looking for a quick and easy move, start with leg circles. Simply lay on your back, with your arms at your side and palms facing towards the ground. Next, bend your left knee, and plant your left foot on the floor. Finally, extend your right leg into the air and draw a circle. Reverse the circle, going back and forth in different directions. After about ten circles, switch legs.

Having social support is a great way to stay motivated. Embracing the support of loved ones is an integral part of a successful weight loss journey. Some people may wish to invite friends or family members to join them, while others might prefer to use social media to share their progress. Other avenues of support may include: a positive social network, group or individual counseling, exercise clubs or partners. Weight loss is a gradual process, and a person may feel discouraged if the pounds do not drop off at quite the rate that they had anticipated. Some days will be harder than others when sticking to a weight loss or maintenance program. A successful weight-loss program requires the individual to persevere and not give up when self-change seems too difficult.

Meditation practice helps the body learn to relax, a benefit that continues when it’s time to hit the hay. It also trains the mind to settle the attention on an object such as the breath and allow other thoughts and emotions to float by like clouds on a pleasant day. There are also guided meditations that are designed to promote sleep. Harvard Medical School suggests that focusing on a phrase such as “breathe in calm, breathe out tension” beats counting sheep when it’s time to sleep. See more information at stress management and relief.

Want to fill your life with happiness and energy? Mindfulness meditation increases your psychological functioning and in the process improves your sense of well-being. Yoga and tai chi have been found to do this also – according to studies, they have significant therapeutic effects and increase quality of life when practiced regularly.

Remember that this is a lifestyle and not a diet. Diets end. And when they do, you go back to what you did before, which means you gain back the weight. Incorporate changes into your life that are permanent. Reward yourself. As you meet your goals, choose non-food ways to reward yourself. Buy yourself a new outfit, go watch the latest movie or splurge on a spa session. Don’t mind the scale. As people begin new exercise and food regimens, your weight may very well increase for a while. This is because you are gaining muscle and muscle weighs more than fat. Pay attention to how your clothes fit and how much you better you feel for at least the first few months.

The Known Benefits for Anxiety and Depression: The way our brain responds to stress and anxiety can change with daily meditation practice. A study on a large sample of individuals above 70 years showed that those who showed symptoms of depression had weaker episodic and photographic memory than others in the group. Depression and mood disorders, coupled with anxiety, can be detrimental for our overall health and well-being. And it is incredible to know the power of meditation in dealing with these mind demons. Dr. John W. Denninger, a Harvard Medical Researcher, said that “meditation trains the brain to achieve sustained focus, and to return to that focus when negative thinking, emotions, and physical sensations intrude — which happens a lot when you feel stressed and anxious.” Find extra information on here.

High quality MC-51 rust removal online shopping

High quality MC-51 rust removal products online shopping? MC-51 helps us to clean rust fast and easy. We clean rusted parts, and with the chassis we reduced the sandblasting by 70%. A useful application is the cleaning of rusted holes or threads of the chassis. It is very simple to spray, and after 2-3 minutes we are ready to go.

Can MC-51 be used as a penetrant similar to WD-40? MC-51 will act as a very effective penetrant. Simply spray or soak the rusted parts in MC-51. Not only will MC-51 loosen the rust, it will remove the rust and restore the part to its original condition. How many times can MC-51 be used? The spray, wipes, and gel are designed for single application usage. The soak can be used over and over again until the effectiveness starts to wear off.

You can apply MC-51 by spraying, wiping, or dipping. Spray: Apply MC-51 until the rusted surface is fully wet. Rust will immediately start to dissolve. Re-apply spray as needed until all the rust is completely removed. A light scrubbing will speed up the rust removal process. Wipe: soak a wipe with MC-51 solution and apply to the rusted area using a circular motion until all the rust is removed. Soak: fill a plastic tub with MC-51 and immerse the rusted part until it is fully covered. Remove the part once the rust is removed. Do not soak more than 8 hours or the part may turn a dark color and there may be a slight etching on the surface of the metal. After use: rinse with water. Dispose of MC-51 in accordance with local regulations. Find more info at Rust Removal Products for Metal.

MC-51 Gel is formulated with ease of use in mind. It is easily applied by hand or brush. It is designed to stick on vertical surfaces or even on ceilings without dripping. It will remove rust fast without manual effort. No need to prepare the surface before using or any tooling. Whether you are an industrial, professional or private user, MC-51 Gel covers your every day or challenging rust removal needs. It can replace all mechanical or chemical rust removal means you were previously using.

Maveric Chemicals is a department of Maveric Group ltd established in 2016 to unite all of our activities and companies under one group that will offer better services and products to our continuing growing clients and partners. Our 15 years experience in rust and corrosion removal products combined with our 20-year industrial design and production experience led us to create a new line of rust removal products under the name of MC-51. Our team will be happy to provide a customized solution to your needs. See more information on https://mc-51.com/.

Top medical cannabis dispensary Spokane

Best medical cannabis retail shop Spokane, WA? Satori sells more than cannabis. We also have a wide selection of glass bongs, pipes, bubblers, dab rigs, rolling papers, and vaporizer batteries. Need a new piece? You’ll find plenty here. If you don’t know what you’re looking for, one of our friendly budtenders will help you narrow it down. Once we know what kind of effects you want, and how you want to consume your cannabis, we can find the perfect product. We will always work within your budget to find the best deals for you.

Hemp plants produce copious seeds and we can add these seeds to our diet or use the oil pressed from them. These seeds (and their oil) contain an amino acid known as arginine, which may help to protect against cardiovascular disease by indirectly dilating and relaxing our blood vessels and by reducing inflammation. Cardiovascular disease is one of our biggest killers, but the right dietary and lifestyle changes can lead to a marked reduction in our risk of developing this disease. Indeed, trials suggest that hemp seeds and hemp oil in the diet are associated with lower blood pressure and a reduced risk of blood clots. More information on in spokane, washington.

Every year around 4/20 I start scouring the internet looking for cannabis chic clothing brands to rep for the holiday. I’m not talking about your typical Rastafarian t-shirt, tie die get up, or some tacky cannabis logo I’m talking cannabis chic clothing; something that is a nod to cannabis without being overly weed themed. Every year I fall short. I know there has to be brands out there offering the clothing I’m looking for, but honestly finding them is a dime a dozen. I’m not sure if it’s my search terms (hello SEO) or whatever it is, but they are hard to find! This year I thought I would help everyone out and compile a list of 5 brands that I think are offering that canna-chic clothing option for the “modern stoner.”

The human body contains a specialized system called the endocannabinoid system (ECS), which is involved in regulating a variety of functions including sleep, appetite, pain and immune system response. The body produces endocannabinoids, which are neurotransmitters that bind to cannabinoid receptors in your nervous system. Studies have shown that CBD may help reduce chronic pain by impacting endocannabinoid receptor activity, reducing inflammation and interacting with neurotransmitters. For example, one study in rats found that CBD injections reduced pain response to surgical incision, while another rat study found that oral CBD treatment significantly reduced sciatic nerve pain and inflammation. Additional details at on this page.

What this means is not all sativas will energize you, and not all indicas will sedate you. You may notice a tendency for so-called sativas to be uplifting or indicas to be relaxing, especially when we expect to feel one way or the other. Just note that there is no hard-and-fast rule and chemical data doesn’t reflect a clear pattern. What is hybrid weed? Hybrid strains are bred from both indica- and sativa-descended plants. Due to the long history of crossbreeding cannabis strains—much of it historically done underground to evade authorities—strains that have pure indica or pure sativa lineages are rare. Most strains referred to as “indica” or “sativa” are, in fact, hybrids, with genetics inherited from both subspecies.

Don’t know what you want yet? Don’t worry. Our budtenders pride themselves in providing the best assistance possible and will happily answer any questions you may have. With more than 40 brands and over 600 products from the best growers around, our Spokane cannabis shop is stocked up on the best green around. Stop by and we’ll narrow down the right options for your needs. Our top priority is you. Whether you’re stopping by for health purposes or recreation, we’ve got your back. From marijuana concentrates and vape cartridges to edibles and flower, we are stocked on everything our Spokane valley customers need to stay happy and high. Extra information at read more on Foursquare.

This fun Adidas-mock sweatpants are hilarious, comfortable, and affordable. Like many of these products, they’re expertly made in the US and come in US standard sizes: Small – XXL. They’re incredibly comfortable and fit true to size. They’re easily washed and dried in your machines with no problems or risk of shrinkage. You won’t regret this apparel purchase. These comfy sweatpants feature a drawstring and pockets. They range in size from small to 2X. They’re incredibly soft AND they have pockets! This apparel is unisex, which means it’s designed for men and also women. You’ll love these fun stoner sweatpants.

Cheap apartments in Dubai

Buying property in Dubai? Dubai tourist attraction is one of the reason for the real estate boom in Dubai. Jumeirah Mosque is considered by many to be the most beautiful of Dubai’s mosques. An exact copy of Cairo’s Al-Azhar Mosque, which is eight times its size, the Jumeirah Mosque is a fine example of Islamic architecture. This stone structure is built in the medieval Fatimid tradition, with two minarets that display the subtle details in the stonework. It is particularly attractive in the evening when lit with floodlights. The Sheikh Mohammed Bin Rashid Centre for Cultural Understanding (which also runs a program of tours, lectures, Arabic classes, and cultural meals) organizes guided tours of the mosque designed to try to foster a better understanding of the Muslim faith. Tours begin at 10am daily, except Fridays.

Draining your savings. Spending all or most of their savings on the down payment and closing costs is one of the biggest first-time homebuyer mistakes, says Ed Conarchy, a mortgage planner and investment adviser at Cherry Creek Mortgage in Gurnee, Illinois. “Some people scrape all their money together to make the 20 percent down payment so they don’t have to pay for mortgage insurance, but they are picking the wrong poison because they are left with no savings at all,” Conarchy says. How this affects you: Homebuyers who put 20 percent or more down don’t have to pay for mortgage insurance when getting a conventional mortgage. That’s usually translated into substantial savings on the monthly mortgage payment. But it’s not worth the risk of living on the edge, Conarchy says. What to do instead: Aim to have three to six months of living expenses in an emergency fund. Paying mortgage insurance isn’t ideal, but depleting your emergency or retirement savings to make a large down payment is riskier.

Manage communication between Landlords, Tenants and Sub-Contractors. Reminders and notices to owners of annual service fee that will need to be paid (HOA Fees, Service Fees, parking fees, Legal fees, & other services) Reminders and/or payments of Utilities bills (Dewa, chiller fees & more). Responsible for key and access card handover. Find more info at office for rent in Dubai.

Dubai real estate advice of the day : This is often the most thrilling part of the process. But, if you’re not careful, it can get out of hand. The best way to proceed is limit the number of homes you look at in a single day. Visiting too many homes back to back will make it difficult to remember one house from another. It’s a good idea to create a checklist of homes to look at, and check them off as you visit them. Not only is this helpful in reminding you of which homes you visited, it allows you to eliminate homes from your search more quickly. Remember, communication is crucial. Explain to your agent why you like or don’t like a particular house. The more you communicate with your agent about your preferences, the better he/she will be able to find exactly what you’re looking for.

There will be times when you have the opportunity to create more space through proper organization and utilizing it efficiently. There are also some homes that just won’t allow you to store much stuff because there is no attic or basement, and the storage closet outside is relatively small. Millennial attraction to homeownership has grown significantly in recent decades. Mostly because there are now options where a 20% down payment is not the requirement. This gives a much larger pool of buyers the ability to buy a home. Especially, first time home buyers who receive a lot of help!

Boutique Property Care Services is one of the leading property management companies in Dubai. In a short span of time, BPCS has carved a niche for itself as a reliable and trustworthy property management company. BPCS is the brainchild of Karen Lewis who has a long 10-year experience in the field of real estate in the USA and UAE. She has a passion for helping people in finding a dream home to live with their families and the passion for taking care of the properties of her clients as if they are her own. We act with honor, honesty, and fairness and we hold ourselves to the highest ethical standard Find extra details at office for rent in Dubai.

Serafino Di Loreto: “Ho fondato SDL Centrostudi per difendere gli italiani onesti”

Serafino Di Loreto, chi è l’uomo che aiuta gli italiani in crisi – Mentre le banche italiane a turno barcollano (la vicenda ‘Carige’ è in questi giorni sotto gli occhi di tutti) facendo temere per la tenuta dei risparmi di cittadini e imprenditori onesti, c’è persino chi, lo scorso Natale, mosso da animo sensibile e memore, ha donato alla parrocchia della propria infanzia la ‘Campana della Nuova Vita’, nata per celebrare le nuove nascite: ma fusa e pronta a suonare una volta all’anno anche in ricordo delle troppe vittime di banche e fisco ingiusti, giunte spesso ad atti estremi per via di situazioni economiche disastrose che pesano sul cuore e nella vita di ogni giorno più di una prigionia.

E negli anni scorsi, anche per la crisi economica, è stata protagonista una rapidissima crescita in tutta Italia che l’ha portata alla ribalta nel mondo dell’imprenditoria locale e nazionale. L’azienda dal 2010, anno della fondazione a oggi, in soli otto anni ha assistito e aiutato, su fronti differenti e molteplici, oltre 150 mila italiani – privati e imprese – a uscire dalla crisi: restituendo, annullando e/o compensando circa 250 milioni di euro (riferiti a cartelle esattoriali, aste e pignoramenti bloccati o cancellati, interessi bancari illeciti su vari fronti) ingiustamente sottratti da banche e fisco ai loro legittimi proprietari.

Mentre a Bergamo Serafino Di Loreto ha rilevato altresì un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri vengono creati ex novo componenti meccanici poi esportati in tutto il mondo.

Dal 2010 a oggi, ‘Sdl Centrostudi Spa’ “ha versato oltre 30 milioni di iva, ben 20 di imposta sul reddito, e distribuito 50 milioni di euro in provvigioni! Dagli albori – dichiara Serafino Di Loreto – abbiamo dato lavoro a 120 dipendenti diretti sino al 2016, a più di 400 avvocati sparsi in tutta Italia e ad oltre 40 periti e consulenti. Dal 2010 a oggi, il fatturato prodotto dalla società è di oltre 160 milioni di euro“. Per poi proseguire: “Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti“, ricorda il professionista bresciano.

“Oltre a essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza“, prosegue ancora Di Loreto, imprenditore poliedrico e di successo attivo anche in altri molteplici settori. A Mantova, con la società ‘Ecoval’ il fondatore di ‘SDL Centrostudi Spa’ ha sviluppato un progetto con il patrocinio del Comune stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. In pratica, ha acquisito e riconvertito una delle più storicamente importanti realtà industriali cittadine, trasformandola da inquinante a struttura che crea disinquinanti.

Qualche anno fa fatturavate di più… Sì certo, la crisi era nel vivo, e paradossalmente per il tipo di lavoro che facciamo, avevamo richieste maggiori. Ora fortunatamente il mercato è in ripresa e c’è maggiore liquidità che circola, di conseguenza banche e aziende litigano di meno. In che cosa consiste, prevalentemente, l’attività di ‘Sdl Centrostudi Spa’? L’impresa si occupa in primis di analisi contabili econometriche per verificare che banche, istituti di credito e agenzia delle entrate non pratichino anatocismo ed usura e rispettino tutta una serie di parametri fissati dalla legge. Valutiamo il costo del denaro per imprese e persone che hanno mutui, finanziamenti e altro.

Avvocato Di Loreto, come si gestisce una struttura con centinaia di collaboratori sparsi per l’Italia? Noi abbiamo scelto un’organizzazione molto simile a quella militare, o ecclesiastica. Ovviamente per fini commerciali ed economici: il nostro è un network commerciale. In che cosa consiste, nello specifico, la vostra mission? Un’azienda ci contatta perché pensa di non essere trattata correttamente dal proprio istituto di credito. Un nostro incaricato, sulla base di una serie di dati, forniti dall’azienda stessa, svolge una pre-analisi gratuita. Se la pre-analisi dà esito positivo, allora offriamo una perizia a pagamento, debitamente stimata e approntata, che il potenziale cliente può, tranquillamente, accogliere oppure rifiutare senza alcun impegno.

A quanto ammontano, circa, le analisi effettuate? Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti. Supponiamo siano state poche le pre-perizie che hanno dato esito negativo… Realmente è così, ma non per furbizia commerciale nostra…

Un’ultima domanda, Avvocato Di Loreto. Banche e fisco iniqui a parte, Lei opera con successo anche in altri ambiti imprenditoriali: quali? Sono molteplici. Ho sempre considerato ogni problema un’opportunità. A Mantova, con la società ‘Ecoval’ di cui sono socio ho sviluppato un progetto con il patrocinio del comune di Mantova stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. Leggi extra dettagli su Serafino Di Loreto.

Scusi ma da cosa dipende? Dipende dalle solite interpretazioni dei giudici, ovvio, ma c’è dell’altro… Ci dica pure… La legge italiana spiega chiaramente che, nel conteggio del tasso d’interesse, devono essere comprese anche le spese di tenuta conto e le commissioni di massimo scoperto. Chi è stato il relatore di queste legge? Luciano Violante, nel 1996. Invece che cosa sostiene la controparte? Afferma che quelli sono costi che non vanno conteggiati all’interno del tasso d’interesse applicato ai clienti, sposando la tesi di parte della Banca d’Italia. Ora, ovviamente, ci sono alcuni giudici che tengono buona questa tesi e altri, invece, che non la pensano così.