Get to know Farrukh Kazmi and some of his ideas

Who is Farrukh Kazmi and some of his thoughts? We offer a wide range of financial services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by A&S providing our financial information. Please call us if you have any questions about our firm or the range of Investment services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does.

A cash bank deposit is the simplest, most easily understandable investment asset—and the safest. Not only does it give investors precise knowledge of the interest they’ll earn, but it also guarantees they’ll get their capital back. On the downside, the interest earned from cash stored away in a savings account seldom beats inflation and loses around 2% a year. Exchange-traded funds (ETFs) have become quite popular since their introduction back in the mid-1990s. ETFs are similar to mutual funds, but they trade throughout the day, on a stock exchange, just like shares of stock. Unlike mutual funds, which are valued at the end of each trading day, ETF values fluctuate intra-day.

Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

One of the many benefits of working with A&S Asset Management is our ability to provide clear, easily understood explanations of financial markets, financial ideas, and where you fit within them. The personalized program that we can provide is a road map to working toward a more secure financial future.

Financial advisors may work in independent practices or part of a firm or financial institution. All advisors who work with the public must have a current Series 65 License. The National Association of Personal Financial Advisors (NAPFA) is a good place to start your search for help. A fee-based structure can be hourly, project, retainer or a flat ongoing amount that is derived from the percentage of assets being managed; usually, the greater the assets, the lower the percentage. Commission-based means the advisor charges a straight commission every time a transaction occurs or a financial product is purchased.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. Discover additional information at Farrukh Kazmi.

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Boho style necklaces online shopping with ibizabohostyle.com? A bohemian life can be represented in the way a person decides to enjoy his or her time in the world through art. Art is so important in a bohemian that it is an important and easily recognizable aspect of a person, that means artists, musicians, sculptors, writers, actors, so and forth that fully enjoy this style and shape their days through their skills. Another way in which the popular concept of the bohemians is present is in the way they decorate their homes, these houses hide in their rooms an impressive style worthy of admiration. Decorated based on nature and art represented in the curtains, furniture, carpets and the design of the place. A perfect harmony between the bohemian and the current technology makes the houses a beautiful creation. This style of decoration is very fashionable thanks to its attractive and pleasant atmosphere that it transmits.

The bohemian lifestyle is very beautiful, even though it is very far from the conventional life we know, this lifestyle can be the ideal for many people who have always had this kind of idea and do not feel very satisfied with the life they lead. Perhaps joinng that community was one of the best decisions in their lives, because in the end, what matters most is happiness, and perhaps that is the effective means to achieve it. Bohemian people do not have a fixed rule on how to live their lives, perhaps the only rule is full freedom. For this reason is that many people are attracted to this lifestyle, their ideas are unique, and their way of seeing the day to day is an enigma, because it depends on each individual how to focus your mind to what you want. Perhaps you are in the best way to enjoy life away from society and its materialisms.

Bohemian accessories are without a doubt the best known and it is almost impossible not to buy them when you see them in some store, because they are beautiful, with incredible finishes and with the particularity that they can easily combine with any type of clothing. Bohemian hats and glasses are the best friends to enjoy the summer and at the same time to look great wearing them. Rings and bracelets cannot be missing in a good bohemian clothing style, since these are the ones that give a special touch to the simplicity and fashion that this style can offer. See even more info at Ibiza Cic.

Perhaps the best way to refer to a person who enjoys the bohemian life is to use the word freedom. These people really shape their lives through their tastes, that is to say, the way they decide to do it. Commonly these ideas are not linked to the conventional society that is lived day by day, so in theory these people can also be called as rebels of the society that decided to give a step to happiness to their personal taste. A bohemian enjoys art and nature as a way of life, this means that they give value to things above all; bohemian people usually have exceptional artistic skills and decide to focus on them through this lifestyle. For example musicians, writers, actors, painters, so and forth. Even many of the great artist in the world enjoy a bohemian life and are part of that world of celebrities; in fact, this life can be attractive to everyone, famous or not.

This lifestyle is usually very attractive to people who have highly developed artistic skills, or who are in the process of enlivening their artistic gift. Generally, there are many famous people who live this way, such as sculptors, painters, musicians, writers, actors, among others. In addition, there are many persons that like some aspect of this style and they love using a variety of these things. For people who do not live in a bohemian style, but have a great appreciation for art, as well as an exceptional love for nature, and that feel more love for freedom and culture over the material and conventional things that the world offers, this style is very attractive. This lifestyle is getting very famous and preached. Find more info on https://ibizabohostyle.com/.

Best CBT mail email sender desktop software with creativebeartech.com

Fastest bulk email sender software? Teasers: If done incorrectly, teaser subject lines can turn into clickbaity, “you won’t BELIEVE what happened next” subject lines. Use your teaser subject line to generate interest in your topic without sensationalizing it. Example: “video ads” Announcements: If there’s something new going on, your subscribers want to know about it. You don’t have to say “Announcing…” and make your announcement but these subject lines should be straightforward and written to generate excitement. Example: “[ANNOUNCING] Messenger Marketing with Molly Pittman” Lists: People love numbered lists. It’s hard-wired into our DNA or something. Plus, a number in your subject line is going to make it stand out a bit more. Example: “11 Copywriting books you should (probably) read…”

What Is a Typical Open Rate? There really isn’t a typical open rate. But that answer isn’t super satisfying and doesn’t really tell the entire story. See, the open rate can vary due to how it’s measured, the size of your list, how often you send emails to your list, the industry you’re in, and any number of other factors. Even within your own email campaigns, you’ll find that your open rates vary. There are a couple common trends we know about, though, based on the data that’s already out there. First, a larger list tends to mean lower open rates. This happens because larger lists are typically larger in scope, meaning that you have more people who are “kind of” interested in your brand instead of diehard fans. The other thing we’ve seen is that open rates for nonprofits, churches, sports teams, and entertainers tend to be higher than average. This happens because these types of consumers tend to be very interested in any news about their favorites in these areas. The general rule is that the more niche the topic, the higher the open rates are going to be.

CBT Mass Email Sender as a very robust set of filters that will enable you to add domains, keywords and characters to the blacklist. CBT Bulk Email Sender will then skip all the email addresses containing any of the keywords inside your blacklist. You can also add blacklisted emails to your blacklist. These can be the people who have unsubscribed from your emails or simply do not want to be contacted. You may want to exclude emails with the following: spam, copyright, dmca, subscribe, example, domain, john.doe, example, company, host, proxy, $, %, mailto:, .gov, etc. You can also skip email addresses with more than X number of characters and only send one email per company domain name. See more details on CBT Mass Email Sender Software.

Our direct send feature will bypass your SMTP servers and will try to send your email directly using your system’s DNS. This feature will act as a helpful fallback sending feature in the event that your SMTP servers are not working. Generally, when CBT Bulk Email Sender encounters a non-working SMTP server, it will try to send your message using another SMTP server. The direct send feature is particularly helpful if you do not have many SMTP servers.



Author: Tatyana Dyachenko – About the Author Tatyana is a part-time vape, fashion and lifestyle and CBD blogger with a handful of magazines and blogs. When she is not blogging, Tatyana works for a tech company. In her spare time, Tatyana is a real tech geek and enjoys gaming and keeping abreast with the latest technological developments: she was even amongst the first few people to have set up a cryptocurrency mining farm back in 2012. Tanya is currently working on a large cryptocurrency project aimed at the vape and CBD industry. Tatyana enjoys pursuing her flare for creativity through modelling, graffiti art, astronomy and technology. She also enjoy cycling across London on an iconic Boris bike that has come to define London. You are most likely to bump into Tanya in Brick Lane or Camden Town where she enjoys spending most of her time. Here are some interesting facts about Tanya Favourite drink: Unicorn latte! Nothing beats it. Favourite Vape MOD: Minikin Favourite Eliquid Flavours: nothing beats a cereal flavour. I prefer cloudchasing and opt for high VG e-juices. Places you plan to visit: Florida. unbeknownst to me, Miami has the most 1920s art deco buildings. I totally love the Rolling Twenties era. I also want to visit the arctic as I totally love polar bears. What made you get into tech: I have always had a flair for creativity and tech has provided me with a perfect platform where I can apply my creativity to create cutting-edge applications that are helping to transform the world. If you could change something, what would it be? We need to do more about global warming and our environment. We must do more to embrace sustainability and become more eco-friendly. See extra information on https://creativebeartech.com/.

Fiduciary bond recommendations by ameriprosuretybonds.com

Fiduciary bond details with AmeriPro Surety? Thus, while required of an Administrator, Guardian of a Minor, or some other category as a condition of being appointed over an estate— its benefit is for others; including any heirs, minors, and others. AmeriPro Surety Bonds is a surety bonds-only agency which provides probate surety bonds nationwide. We are also an aggregator of hundreds of other license and permit surety bonds in all 50 states. Or, you may fill out the form below and an agent will contact you…

The Virginia contractor license bond is a $50,000 surety bond required of contractors as a condition of licensing. There is no credit check for this bond; you are therefore, automatically approved. If the bond is purchased for 1 year, the premium is $1500; if purchased for 2 years, the premium is $2700, a $300 savings. When you call our agency, we’ll take the application from you over the phone. The application just consists of the name, exactly as it should appear on your bond, along with your address and phone number.

To become a notary public in Florida, you must: Be at least 18 years old; A resident of Florida; Take a notary education course offered by the state, free of charge. You may also choose a company which offers notarial instructions; Complete the Florida notary application; Obtain the $7,500 surety bond. Errors and Omissions Insurance: Insurance which Protects YOU Whereas the notary bond does not protect the notary, but, rather, others from harmful acts committed by a notary, errors and omissions insurance (E&O insurance) is for the notary and protects the notary. E&O insurance, however, is not required to obtain the notary license in Florida.

The Occupational License Division requires a DMV register service individual or business to post a surety bond for $25,000 on its behalf. AmeriPro Surety Bonds will help you obtain your registration service bond very quickly. Once purchased, you will need to file the bond with the Occupational Licensing Department. This surety bond is purchased by the individual on behalf of the DMV and the consumer public. The bond protects the public from any acts of negligence or fraud on the part of the registration service business. It is not, therefore, insurance which protects the registration service business. For this latter, you may wish to look into purchasing an insurance liability policy. See additional info on website – more info.

Required by a municipality or other public body as a condition to granting a license or permit to engage in a specified activity, this bond guarantees that the party seeking the license or permit (the obligor) will comply with applicable laws or regulations. These bonds can also be structured to provide indemnity guarantees to third parties who sustain injury or damage as a result of the obligor’s activities as described in the license or permit when such a guarantee is required. For example, businesses that hang signs over public sidewalks may be required to provide indemnity guarantees for injuries to pedestrians.

Theology schools online at wbs.edu

Online seminary courses from wbs.edu? Online education has a baby-history compared to traditional-on campus education, but one thing is sure. It’s here to stay and will continue to grow. This is confirmed by a number of recent studies that look at online education developments every year. For example, A 2018 Mirasee world survey on online education providers reveals that online education enrolments have remained quite steady since 2016. Plus, almost half of online students achieved their learning objectives “to a great extent” and about 30% say they got their desired results “to a great extent.”

As you might expect, there are a number of dedicate online tutoring services out there – many of them excellent. Some reputable brick-and-mortar tutoring companies geared toward primary and secondary learners, such as Top Notch Tutoring, have even begun to supplement face-to-face work with online-only services. And many web-based college programs provide complimentary tutoring for enrolled students; these institutions include Walden University, Kaplan University, and Strayer University.

The Certificate in Church Planting and Revitalization prepares pastors and lay people for church contexts in which a fresh approach is necessary. Church planters and pastors in dying churches will both gain a theological foundation and essential skills for cooperating with the Spirit to bring new life to a church. This Certificate is for anyone who wants have the knowledge and practical insight to start a new church or revive a dying church. A part-time student can complete the Certificate in 4 semesters. The entire program can be completed online, allowing you to participate in the program from anywhere in the world! All credits earned in the Certificate can be applied towards a Master of Arts or Master of Divinity degree at WBS. Find extra info on biblical studies certificate.

Children struggle in classes for all kinds of reasons, and sadly, it’s not uncommon for a personal problem to be to blame. Whether your child doesn’t like the teacher’s instructional style or the teacher doesn’t like your kid’s attitude, sometimes these problems lead to a breakdown in communication. Kids don’t feel comfortable asking questions, and teachers don’t have the patience to help out after class. Parents can encourage their kids to try to work through bad relations, but it’s not always up to the kids, and little can be done about a bad teacher besides filing a complaint at the end of the year.

Real-time: Using live video technology, students are brought together in a virtual classroom setting at specific class times for lectures and class interactions. Students can participate in any on-campus course via real-time video. Students will be able to watch the professor’s lectures as well as see the other students who are online and in the physical classroom. Online students have the same opportunity to ask questions and engage with the professor as the on-campus students do. See more info on https://wbs.edu/.

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Car buying guides and Mercedes used autos for sale in Reading? With their Absorbed Glass Mat (AGM) design, the ACDelco Advantage batteries are completely spill-proof, with high cycling capacities. Specially designed to match the unique energy needs of the Toyota Prius, these automotive batteries are a perfect fit for all Prius models. The ACDelco Advantage AGM car battery features valve regulated recombinant technology, which allows the battery to have up to 3 times the cycle life of conventional car batteries. This is a calcium positive and negative battery, with lead-proof pressurized valve, which is specifically designed to ensure safety and long life. This design prevents dry-out and acid damage to the terminals, making this battery one of the safest on the market. Importantly, the product has a long life and is easy to install. Also, it’s 100% spill-proof, meaning there are no spills or leaks, or maintenance in general for that matter. All in all, an affordable, durable and easy-to-use battery for Toyota Prius.

Come prepared and know how much you can afford and how your interest rate compares to the dealership’s financing. The dealership financing may have a lower annual percentage rate, but it’s always good to make sure you’re making the best financial decision. For the loan-approval process, you’ll need to come with your employer and salary information, as well as balances for any debts you may have. If you shop within two weeks of pre-approval, you won’t have to deal with ‘hard’ inquiries to your credit history. Nissan dealers will run a credit report and determine your interest rate. You can fill out a credit application on the dealership’s website or get pre-qualified. You can then compare this to the other loan interest rate.

The 2020 GMC Acadia is available in five trim levels — SL, SLE, SLT, AT4 and Denali — and with three engine variants. The base SL is relatively well-equipped, though it lacks some common active safety features. Standard infotainment features for the SL include an 8-inch touchscreen with Apple CarPlay/Android Auto and OnStar with onboard Wi-Fi. The front seats are manually adjustable, and cloth upholstery is standard. The SL is limited in terms of what can be added to it. You can only get it with the base 2.5-liter engine (193 horsepower, 188 lb-ft of torque) and front-wheel drive. Seating for seven is standard, with no option for second-row bucket seats.

The air you breathe inside your car is important, which is why experts recommend you change the air filter every 12 months or 12,000 miles. Changing the air filter is something you can get done when you take your car for an oil change or a routine check. However, if you’re skilled with cars, you can change it yourself. A typical air filter costs about $10, and it takes 10 minutes to change. See additional information on Car Sales Reading.

Driving on the highway can be brutal on your car’s body and paint. Rocks and pebbles fly up hitting your car, with some chipping paint or even cracking your windshield. A chipped or cracked windshield can spread causing your windshield to shatter. Any crack or chip in the windshield can spread. Yet, most people fail to inspect their tires until it’s too late. They discover their tires are in need of repair or replacement when they have a flat or a tire blows out.

Car buying tips: The STANLEY J5C09 is one of the bigger ended, but still among the best portable jump starters on the list, weighing 18 pounds and measuring 11.2 x 8 x 13.5 inches. However, if you’re driving a larger or heavier car, it’s the portable jump starter for you. It offers 500 instant starting amps with a peak of 1,000. It also includes a 120-PSI air compressor, so you can fill up your inflated tires, and a USB port, so you can charge up your mobile devices. If you happen to be in the pitch dark, this portable jump starter includes an ultra-bright 270-degree LED swivel light, so you can shine light where you need it. On top of that, if you have an improper connection with your car, the J5C09 has a reverse polarity alarm to alert you.

Call the dealerships you’re interested in and make appointments for test drives. By reaching out, you’re establishing a relationship with someone who might be less likely to try to strong-arm you into a deal if you decide you are ready to buy after the test drive. When you go in for the test drive, “you want to make sure you’re driving the exact vehicle that you want,” Montoya says. “Do your own research; don’t always rely on the salesperson. Models change so much over the years that they may not know everything about the car, so you want to do you own research ahead of time and just use the salesperson to fill in any gaps in the information that you need.”

Welcome To Car Sales Reading where we will be happy to show you around our Fleet of Cars That we have available To Sell. All Our Vehicles Come with 3 Months Warrenty and 12 Months Mot as Standard. Car Sales Reading Berkshire have been trading now for many Years and we service all our Used Cars that are for sale before offering them for sale to our customers. So you can be sure that when you drive away your used car it will be in tip top shape. Should You Buy Your Next Car from Used Car Sales in Reading? Reading is a commercial hub in Berkshire, United Kingdom. These sales are growing everyday as there is a clear growth in the preference rate. The popularity is increasing and it has resulted in a steady stream of high-quality cars for shoppers to select from. See more details at https://www.facebook.com/carsalesreading/.

What is circumcision?

Genital mutilation : male vs female : 1901: In the American Practitioner and News, Dr. Earnest G. Marks MD wrote, “An advantage of circumcision is the lessened liability to masturbation. A foreskin leads the child to touch it to produce pleasurable sensations from the extremely sensitive foreskin leading to masturbation” 1914: Dr. Abraham Wolbarst wrote Universal Circumcision as a Sanitary Measure, in the Journal of the American Medical Association, “It is a well known fact that the foreskin is a frequent factor in masturbation, not alone in children but in adults as well…Circumcision has become recognized as a most effective remedy.”

People are always amazed to learn about circumcision facts and myths. Are there real benefits to consider when making the circumcision decision, or is it just an illusion? As hard as circumcision promoters try to make the practice of genital cutting to be the “norm”, you may be surprised to learn that much of what many Americans think of as “fact” is actually just cultural “groupthink.” While some beliefs are rooted in ancient religious practices, most of what American’s believe is the “norm” has only existed in recent times when it comes to circumcision. In fact, you would be amazed at how many things you think are true that are simply false. Something important to consider when you review circumcision facts and myths.

There are essentially three stakeholders involved with the decision to circumcise an infant. The baby-patient, the parent-guardian, and the doctor. The physician is supposed to be bound by ethical principles of beneficence (serve the best interests of patients and their families) and non-maleficence (“first, do no harm”). The standard of “serving the interests of families” can be a slippery slope as doctors can be forced to do things against their better judgement to appease parents. Pro-circumcision or religious advocates typically want babies circumcised immediately because older children and adults would opt out if given the opportunity. Discover even more info on circumcision.

Circumcision is often performed on infants without anesthetic or with a local anesthetic that is ineffective at substantially reducing pain (Lander et al., 1997). In a study by Lander and colleagues (1997), a control group of infants who received no anesthesia was used as a baseline to measure the effectiveness of different types of anesthesia during circumcision. The control group babies were in so much pain—some began choking and one even had a seizure—they decided it was unethical to continue. It is important to also consider the effects of post-operative pain in circumcised infants (regardless of whether anesthesia is used), which is described as “severe” and “persistent” (Howard et al., 1994). In addition to pain, there are other negative physical outcomes including possible infection and death (Van Howe, 1997, 2004).

Intaction is the only intactivist organization with a large full time mobile education truck which not only displays our intact body positive campaign, but transports our exhibits and materials for the many events we host. Our past events have included disruptive protests, parade contingents, demonstrations, parental education events, and our celebratory event IMAGINE. We hold constant outdoor events with our mobile education unit to engage our fellow Americans. These exchanges provide a unique opportunity for us to keep a finger on the pulse of public opinion. We also use print media, social media, and online platforms to engage people with our ideas. We seek to give those that feel they have been harmed by circumcision the ability to contribute to the cessation of this abhorrent practice. Together we can forge a path to a better world for future intact generations. All are welcome to join with us. Read extra info on https://intaction.org/.

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Arnold porta potty rental provider? It’s so tempting to flush rubbish down your toilet, but it’s very unhealthy for your septic tank system. When you flush items such as cat litter, facial tissue and paper towels, you can clog your septic tank. Use your litter bin for these items.

Foothill Sanitary Septic is a California State Licensed Sanitation Contractor. We provide septic tank inspection services for real estate transactions, mortgage refinancing and for homeowners. For whatever the reason the septic tank inspection is being requested, Foothill Sanitary Septic performs a very complete and thorough inspection. Our inspection consists of a complete pump out of the septic tank or tanks and a timed Load Test to the leach field, sand filter or other type of pre-treatment systems. All components of the system are inspected, no matter what type of septic system.

Don’t build any structures on top of the drain field. Drain fields work because of evaporation. Any structures, including raised decking, will inhibit the rate of evaporation and slow or even stop the process. Don’t allow excess water to enter the drain field. Runoff from roof drains, sump pumps, and other rainwater drainage systems should be directed away from the drain field. Excess water in the drain field can slow down and even stop the wastewater treatment process. If your septic system is giving off an unpleasant odor or you see visible sewage in the drain field, you’ll know right away there is a septic problem. However, there are a few other signs that many people don’t immediately recognize as a problem.

If you are a customer experiencing an issue with any component of your septic system, we ask that you please contact us to alert us of the status of your system, however seek recommendations from a professional septic company for options to extend its life. To get started on a diagnosis of the status of your system, we suggest: Where is your septic tank located? Where is your drain field? Where are the inlet and outlet connections? Where are the portholes or manholes that provide access to the inside of the tank? Some of this information may be obtained by a professional septic service provider, however for a layout of your system, you should contact the Department. Your home’s “as-built” drawings may also show its location. Read additional info on septic tank pumping and inspection in CA.

Even professionals with 30 years in the business can get too tied up in ‘how we’ve always done it’ to realize simple improvements will make a huge difference in performance and longevity. What follows is a general guide to the average Individual Sewage Disposal System ISDS guidelines (code) in most of the country. Your septic system site plan is typically drawn right on top of your property survey showing the septic tank ‘setbacks’ with tank 5-10 feet from the house, the leach field at least 20 feet from the house, at least 100 feet away from wells and streams, 25 feet away from dry gulches, and 10 feet away from the property lines. Or whatever the local regulatory officials require, so always check with the county first for minimum setbacks.

Kevin Gause is the owner of Foothill Sanitary Septic and Operation Manager for Foothill Portable Toilets which is owned by Leslie Gause. Kevin has over 20 years experience in solid and liquid waste transporting and 17 years experience in handling all aspects of septic, grease and portable toilet services. Kevin’s commitment is to provide all services with the utmost integrity and honesty. By providing quality workmanship and performing the job the way it should be done, customer satisfaction is achieved. Our first-time customers continually become our long term customers time and time again, choosing us for all their septic and portable toilet needs. This commitment is prevalent throughout the company. Find more information at here.